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1630 Hague Ave, Saint Paul, MN, 55104

8beds
4baths
6,942sqft
$1,149,000
$166price/sqft
$8,417/moest. monthly cost
$336,680/yrincome needed

About This Home

This thoughtfully updated 4-plex presents an excellent opportunity for investors seeking strong rental appeal and long-term value, located just minutes from the University of St. Thomas and convenient transit lines. All four units have been fully renovated while preserving the property's timeless character, highlighted by original buffets and rich woodwork throughout. The updated interiors feature granite countertops, gas cooktops, stainless steel appliances, remodeled bathrooms, and newer windows, creating an attractive blend of classic architecture and modern finishes. Additional improvements include a high-efficiency boiler and updated laundry, equipment, supporting efficient operation and tenant convenience. The dry, unfinished basement offers ample storage and potential for future expansion. Situated in the desirable Merriam Park/Union Park neighborhood and only steps from the vibrant Grand Avenue corrido, this property combines historic charm, quality renovations, and strong investment potential in one of St. Paul's most sought-after locations.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Flat
  • Construction materials: Brick,Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: Fourplex

Interior

Appliances

  • Laundry features: In Basement,Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,628

Heating

  • Heating features: Boiler,Hot Water,Radiant

Interior Area

  • Total structure area: 6,942
  • Total interior livable area: 6,942 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 042823110120
  • Zoning description: Residential-Multi-Family
  • Foundation area: 2314

Features

  • Levels: Two

Lot

  • Lot size: 4,573 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 45 x 101 x 45 x 101

Parking

  • Parking features: On Street,Unassigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$884$10,608
Property Taxes $1,139$13,668
Electricity $585$7,025
Total$8,417$101,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,582/yr
40% on housing$252,510/yr
45% on housing$224,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$149
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$1,190,000
2026-01-23Listing removed$1,645
2025-12-28Listed for rent$1,645
2024-06-11Listing removed--
2024-06-01Listed for rent$1,650
2022-05-28Listing removed--
2022-05-14Price change$1,600
2022-04-29Listed for rent$1,650
2021-05-22Listing removed--
2021-05-18Price change$1,600
2021-05-13Listed for rent$1,500
2019-10-14Sold$770,000
2019-09-27Pending sale$799,900
2019-09-04Listed for sale$799,900
2017-09-30Listing removed$1,195
2017-08-31Price change$1,195
2017-08-29Listed for rent$1,200

For Sale by Agent

AgentThe Huerkamp Home Group, Keller Williams Preferred Rlty, Zac Bidelman
BrokerageKeller Williams Preferred Rlty

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