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6610 State Route 415, Bath, NY, 14810

7beds
3baths
1,282sqft
$185,000
$144price/sqft
$1,284/moest. monthly cost
$51,360/yrincome needed

About This Home

Time to make some money how about these 3 rentals on one acer of land. All you need to do is purchase this property and start making money. Renters have all been in the dwellings for several years. All pay on time, take care of the properties (mow grass and snow removal). A dream come true property rentals. 2-trails and a cape cod style home. New septic tank for the cape cod home in 2025(brought up to code)Each dwelling has its own septic. A 99ft well for all three properties, landlord pays for pump bill. Being sold "as is." Come check it out.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1888

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Oil Water Heater

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate,Varies

Heating & Cooling

  • Heating features: Electric,Oil
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Property

Details

  • Parcel number: 4624891600000001044000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 94 x 251

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$103$1,236
Property Taxes $0$0
Electricity $246$2,954
Total$1,284$15,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,022/yr
40% on housing$38,520/yr
45% on housing$34,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 14810$109
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14810$109
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Listed for sale$185,000
2024-08-12Listing removed$138,000
2023-02-02Listing removed--
2023-01-06Listed for sale$138,000
2022-11-27Listing removed--
2022-05-27Listed for sale$138,000

For Sale by Agent

AgentPeggy Sue Nankivell
BrokerageHoward Hanna Corning

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