See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

41 Valley Lane, Newland, NC, 28657

1beds
1baths
664sqft
$262,500
$395price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

If you are in search of an immaculate one bedroom one bath home in the desirable and active community of Linville Land Harbor, search no further. This home has been renovated and remodeled and is absolutely an ideal getaway of permanent home for someone looking to enjoy the community of Linville Land Harbor and all it has to offer. Golf, tennis, pickleball, fishing, hiking, canoeing and so much more. This home has been carefully maintained and has everything one needs. Bedroom with, upgraded bathroom, modern kitchen, beautiful great room, screened in back deck and a carport to keep you dry. Levelor window treatments and so much more. Take our 3D tour and see just how nicely cared for this home really is. You will be glad you did.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Crossnore ElementaryGrades PK-51.7 mi
2/10
Avery MiddleGrades 6-82.2 mi
3/10
Avery County High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 664

Heating & Cooling

  • Heating features: Ductless,Fireplace(s)
  • Cooling features: Ductless

Interior Area

  • Total structure area: 664
  • Total interior livable area: 664 sqft

Property

Details

  • Parcel number: 18441025923900000

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Carport,Driveway,Gravel,Private
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,327$15,924
Home Insurance *$51$612
Property Taxes $80$960
Electricity $200$2,405
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$159
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$262,500
2026-06-10Listed for sale$267,500
2026-01-06Listing removed--
2025-07-06Listed for sale$259,900
2025-06-16Listing removed$259,900
2025-06-06Listed for sale$259,900
2024-09-30Listing removed$259,920
2024-09-18Listed for sale$259,920
2023-09-08Sold$230,000
2023-09-03Pending sale$218,500
2023-09-01Listed for sale$218,500
2021-12-15Sold$177,750
2021-10-07Pending sale$184,500
2017-10-14Listing removed$48,900
2017-08-23Listed for sale$48,900

For Sale by Agent

AgentJim Fitzpatrick
BrokeragePeak Real Estate Llc

Similar Homes