565 Mill St, Watertown, NY, 13601
About This Home
This 4 unit property offers spacious 3 bedroom 1 bath townhouse style apartments. Tenants pay all utilities except water and sewer. Each unit has its own individual access with covered porch. The front porch is in need of roof repair. Presently two units are rented and two have just been prepared to start showing. The two apartments that are rented collect around $900 a month and with a little attention could be rasied to $1100 for the size of aparmtents offered. This place is perfect for someone looking to break into investment properties without breaking the bank.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1950
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 12
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 6,144
- Total interior livable area: 6,144 sqft
Property
Details
- Parcel number: 22180000200000021270000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3,990 sqft
- Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 42 x 95
Parking
- Parking features: Common
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $295 | $3,540 |
| Electricity | $1,015 | $12,184 |
| Total | $2,810 | $33,720 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-15 | Listed for sale | $269,000 |
| 2024-06-01 | Listing removed | -- |
| 2023-11-22 | Price change | $875 |
| 2023-10-15 | Price change | $900 |
| 2023-09-15 | Price change | $925 |
| 2023-07-09 | Listed for rent | $1,000 |
| 2022-10-20 | Listing removed | -- |
| 2022-08-27 | Listed for rent | $850 |
| 2019-10-04 | Sold | $99,000 |
| 2019-09-30 | Pending sale | $99,000 |
| 2019-07-31 | Listed for sale | $99,000 |
| 2019-05-07 | Listing removed | $99,000 |
| 2019-04-30 | Listed for sale | $99,000 |
| 2019-02-06 | Listing removed | $800 |
| 2019-02-01 | Listed for rent | $800 |
| 2017-08-29 | Listing removed | $800 |
| 2017-08-04 | Listed for rent | $800 |
View on Zillow