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12020 Winfree St, Chester, VA, 23831

5beds
4baths
2,716sqft
$640,000
$236price/sqft
$4,136/moest. monthly cost
$165,440/yrincome needed

About This Home

Multi-Family Property with SUBDIVIDABLE lot to build a single family home by-right, or another multi-family property (with approvals). This location is convenient to Rt 10 W. Hundred Rd, at Thomas Dale High School, across from Chester Village, YMCA, national retail stores and apr 2.5mi to I-95, I-64 and Rt 288 access. The roof is 3 was replaced 3 years ago and windows were replaced 1 year ago. All kitchens and bathrooms are modern. Apartments are open, with natural light, hardwood floors and tall ceilings. There are 4 units: (3) 2-bedroom units and (1) 1-bedroom units with separate electric meters and furnaces. Landlord pays utilities, except internet. $35,885 NOI

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Thomas Dale High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Asphalt
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Two Story,Tri-Level
  • Property subType: Quadruplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Attic: Access Only

Interior Area

  • Total interior livable area: 2,716 sqft

Property

Details

  • Parcel number: 790655460400000
  • Zoning description: R7
  • Special condition: Corporate Listing

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Patio & porch: Front Porch,Wrap Around

Lot

  • Lot size: 0.75 Acres
  • Features: Split Possible

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$239$2,868
Property Taxes $400$4,800
Electricity $261$3,139
Total$4,136$49,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,805/yr
40% on housing$124,080/yr
45% on housing$110,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 23831$178
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23831$191
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$650,000
2023-10-06Listing removed--
2023-09-30Listed for rent$1,150
2018-01-01Listing removed$240,000
2017-08-03Listed for sale$240,000

For Sale by Agent

AgentSusan Haas
BrokerageHAAS Realty Group

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