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91 Hancock Ave #1, Jersey City, NJ, 07307

4beds
3baths
1,600sqft
$1,099,000
$687price/sqft
$7,409/moest. monthly cost
$296,360/yrincome needed

About This Home

Welcome to 91 Hancock Avenue – Unit 1, an extraordinary new construction 4-bedroom, 3-bathroom duplex that offers a truly one-of-a-kind living experience in Jersey City Heights. Inside the main residence, every detail has been thoughtfully designed with exceptional craftsmanship and luxurious finishes. The bespoke Italian kitchen is a true showpiece, featuring custom LED-lit cabinetry, a paneled Sub-Zero Designer Series refrigerator, black glass Wolf appliances, an oversized Neolith porcelain island imported from Spain with an integrated sink, and a Wolf induction cooktop. A dramatic floating glass staircase with integrated LED lighting creates a stunning architectural centerpiece, while oversized Drutex triple-pane windows flood the home with natural light and provide outstanding energy efficiency and sound insulation. The luxurious primary suite offers a custom walk-in closet with smoked glass doors and integrated lighting, while spa-inspired bathrooms are finished with large-format Neolith porcelain slabs, radiant heated floors, and premium fixtures. Throughout the home, 8-foot American walnut veneer doors, concealed hinges, magnetic latches, and designer brass hardware create a seamless, sophisticated European aesthetic. Additional highlights include a 10-Year Builder Warranty, premium construction throughout. This is more than a home—it's an exceptional opportunity to own a luxury residence with the rare advantage of a fully detached second home, all in one of Jersey City Heights' most sought-after neighborhoods.

Getting Around

98
WalkingWalker's Paradise
72
TransitExcellent Transit
75
BikeVery Bikeable

Schools

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 1 Other Room

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Lot

  • Features: Private Backyard

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$231$2,772
Property Taxes $1,428$17,136
Electricity $193$2,318
Total$7,409$88,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,022/yr
40% on housing$222,270/yr
45% on housing$197,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$687This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$509
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$999,000
2026-07-23Price change$1,499,000
2026-07-21Price change$1,099,000
2026-07-15Listed for sale$1,548,000
2026-07-15Listing removed$1,199,000
2026-03-13Price change$1,199,000
2025-12-16Price change$1,249,000
2025-11-20Price change$1,299,000
2025-10-16Listed for sale$1,349,000
2025-10-15Listing removed$1,399,000
2025-09-19Listed for sale$1,399,000
2025-09-19Listing removed$1,399,000
2025-09-15Listed for sale$1,399,000
2018-03-30Listing removed$1,600
2018-03-15Price change$1,600
2018-02-20Listed for rent$1,650
2017-09-09Listing removed$1,650
2017-08-03Listed for rent$1,650

For Sale by Agent

AgentTHOMAS MISURACA
BrokerageKELLER WILLIAMS CITY LIFE REALTY

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