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5427 S Hermitage Ave, Chicago, IL, 60609

5beds
2baths
--sqft
$395,000
--price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

All brick 2 flat showcasing timeless Chicago character throughout. Both units feature original woodwork, hardwood floors, walk-in closets, large pantries, and enclosed rear porches for added storage and year-round use. Each unit offers generous room sizes, great natural light, and the classic floorplan renters love. Mechanical updates include separate heating systems, separate hot water tanks, and updated electrical, providing convenience and efficiency for both owner occupants and investors. A solid all brick 2car garage completes the property, along with a full basement offering additional storage or future potential. This is a rare opportunity to own a spacious, character filled 2 flat with strong rental appeal and long-term value.

Getting Around

66
WalkingSomewhat Walkable
60
TransitGood Transit
61
BikeBikeable

Schools

Construction

Condition

  • Year built: 1911

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Steam,Baseboard,Radiant

Property

Details

  • Parcel number: 20074290100000
  • Zoning: MULTI
  • Special condition: None

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 30X120

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$323$3,876
Property Taxes $569$6,828
Electricity $130$1,569
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60609$183
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60609$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$395,000
2018-05-17Sold$56,000
2018-02-15Price change$70,000
2017-12-18Pending sale$85,000
2017-09-07Price change$85,000
2017-08-07Price change$100,000
2017-08-02Listed for sale$120,000

For Sale by Agent

AgentEmily Roman
BrokerageRealty of America, LLC

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