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3975 Curtis Coopers Rd, Campbell, NY, 14821

3beds
2baths
2,016sqft
$176,000
$87price/sqft
$1,625/moest. monthly cost
$65,000/yrincome needed

About This Home

Don’t miss this beautiful 3-bedroom, 2-bath double wide home, perfectly situated just minutes from shopping, dining, and all the conveniences of town. Set on an oversized lot, this home offers plenty of outdoor space with both a front and rear deck—ideal for relaxing or entertaining. Step inside to discover new carpet throughout, adding comfort and a fresh, modern feel. The layout boasts generously sized bedrooms, including a primary suite with a walk-in closet/ or office room and a private full bath with jet tub, shower and double sinks. Enjoy the open-concept, kitchen has an adjoining dining room, and breakfast nook, perfect for family meals or gatherings. With two full bathrooms, a central location, and great curb appeal, this home is move-in ready and waiting for its next owner. Assessment and taxes are estimated as this is part of a larger parcel and is approximate based on list price and tax rates. Lot size is also approximate until the new survey is completed. This may also be combined with 3975B curtis coopers rd

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Poured
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Property

Details

  • Parcel number: 4630002610000001028100
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.08 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 100 x 150

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$93$1,116
Property Taxes $310$3,720
Electricity $333$3,997
Total$1,625$19,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,714/yr
40% on housing$48,750/yr
45% on housing$43,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 14821$201
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14821$137
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$179,900
2026-01-09Price change$189,900
2025-07-09Listed for sale$199,900

For Sale by Agent

AgentMark A. Costanza
BrokerageSignature Properties

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