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12528 SE Taggart St, Portland, OR, 97236

4beds
4baths
2,581sqft
$569,900
$221price/sqft
$3,742/moest. monthly cost
$149,680/yrincome needed

About This Home

Well-maintained duplex offering an excellent investment or owner-occupant opportunity. Each unit features an attached one-car garage, two spacious bedrooms, and one and a half baths. A versatile bonus room in each unit provides flexible use as an office, den, or potential non-conforming bedroom. Functional floor plans with private entrances, ample storage, and convenient garage access enhance livability. Ideal for rental income, multigenerational living, or living in one unit while renting the other. Conveniently located with easy access to nearby amenities, schools, and commuter routes. New roof & sewer line in 2023. New water heater in unit 12530, sod installed, and gutters repaired and cleaned in 2024. The tenants in 12530 will be vacating on 5/31/26 presenting an opportunity to owner occupy or get a new tenant at an increased rent. [Home Energy Score = 5. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10213424]

Getting Around

66
WalkingSomewhat Walkable
48
TransitSome Transit
78
BikeVery Bikeable

Schools

6/10
2/10
2/10
David Douglas High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2

Features

  • Attic: Storage

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,581
  • Total interior livable area: 2,581 sqft

Property

Details

  • Parcel number: R140052
  • Zoning: RM1

Features

  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Features: Level,SqFt 3000 to 4999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance *$143$1,716
Property Taxes $484$5,808
Electricity $234$2,810
Total$3,742$44,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,297/yr
40% on housing$112,260/yr
45% on housing$99,786/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 97236$185
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97236$261
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$579,900
2026-04-02Price change$589,900
2026-01-08Listed for sale$599,900
2025-05-06Listing removed$2,149
2025-05-03Listed for rent$2,149
2025-05-03Listing removed$1,995
2025-04-26Price change$1,995
2025-04-17Price change$2,100
2025-03-05Listed for rent$2,149
2023-03-27Sold$580,000
2023-02-26Pending sale$595,000
2023-01-28Listed for sale$595,000
2017-12-14Sold$309,500
2017-09-26Pending sale$319,000
2017-08-19Price change$319,000
2017-07-19Listed for sale$325,000

For Sale by Agent

AgentLinn Holdhusen
BrokerageKeller Williams PDX Central

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