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1932 W Beach Blvd Lot O, Gulf Shores, AL, 36542

2beds
3baths
1,594sqft
$665,000
$417price/sqft
$4,232/moest. monthly cost
$169,280/yrincome needed

About This Home

Welcome to “Cottage Osprey” at Little Lagoon Cottages on West Beach in Gulf Shores, a beautifully appointed two-bedroom, three-full-bath GOLD FORTIFIED coastal cottage designed for relaxed Gulf Coast living. INTERIOR: The open living, dining and kitchen areas feature plank tile flooring, crown molding, 10' ceilings on bottom floor & 9' ceilings on 2nd floor, abundant natural light and access to two separate covered balconies, one on each floor. KITCHEN: The spacious kitchen offers white cabinetry, stainless steel appliances, a decorative tile backsplash, generous stone countertops and an oversized island with ample seating. A built-in twin bunk alcove adds flexible sleeping space while preserving the open feel of the main living area. BEDROOMS: Both upstairs bedrooms offer balcony access. The primary suite includes a beautifully tiled walk-in shower, dual vanities and a dedicated seated vanity area. A second upstairs bathroom, a third full bathroom, covered interior entrance stairs and a conveniently located full-size washer and dryer complete the interior. OUTDOOR SPACE: The generous covered area beneath the cottage provides parking for two vehicles plus valuable outdoor-use space. An outdoor shower, picnic table and grill all convey with the property, creating a shaded area for rinsing off after the beach, gathering for meals or relaxing outdoors. RENTALS: See projection for $48k+ RESORT AMENITIES: The community offers use and enjoyment of Little Lagoon, along with a lagoon-front outdoor pool and fishing pier, adding to the appeal of this low-density setting. LOCATION: Located between the Gulf of America and Little Lagoon in an intimate 18-cottage community, “Cottage Osprey” faces a private paved brick street with no through traffic and includes deeded beach access directly across West Beach Boulevard, giving owners and guests a convenient path to a less-crowded stretch of beach with wide Gulf views. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
10/10
8/10
Gulf Shores High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Beach
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Disposal,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • En Suite,Internet,Storage,Bunk Alcove,Ceiling Fan(s),High Ceilings
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: No Fireplace

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,594 sqft

Property

Details

  • Parcel number: 6706233001013.017
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Rear Porch,Covered Patio
  • Exterior features: Storage,Outdoor Shower
  • Has view: Yes
  • View description: Indirect Lagoon Side,Indirect Gulf Across Road
  • Waterfront features: Gulf Access Less Than Or Equal To Quarter Mile,Lake Access Less Than Or Equal To Quarter Mile,Beach Access Less Than Or Equal To Quarter Mile
  • Waterbody name: Little Lagoon

Lot

  • Lot size: 1,263 sqft
  • Features: Less Than 1 Acre

Parking

  • Total spaces: 2
  • Parking features: Double Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$470$5,640
Property Taxes $160$1,920
Electricity $240$2,881
Total$4,232$50,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,097/yr
40% on housing$126,960/yr
45% on housing$112,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 36542$342
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36542$249
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$665,000
2021-08-25Sold$585,000
2021-07-26Pending sale$589,900
2021-06-25Contingent$589,900
2021-06-16Price change$589,900
2021-05-19Pending sale$579,000
2021-05-18Listed for sale$579,000
2017-10-07Listing removed$389,000
2017-07-18Listed for sale$389,000

For Sale by Agent

AgentTinsley Myrick
BrokerageRE/MAX of Orange Beach

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