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1302 Kelsey Ave, Toledo, OH, 43605

2beds
0baths
3,010sqft
$69,900
$23price/sqft
$909/moest. monthly cost
$36,360/yrincome needed

About This Home

Former duplex converted into a church with strong repositioning potential. Has all new windows and a newer furnace. Little changed from its prior layout creates an opportunity to restore back to an income-producing duplex or explore alternative uses (buyer to verify zoning/use). Corner location with off-street parking and plenty of upside for the right buyer. Whether you're looking for your next rental conversion, redevelopment project, or continued church use, this property is packed with potential. Come check it out

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
3/10
Waite High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Other
  • Laundry features: None

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Other
  • Flooring: Carpet
  • Finished area below ground: 792

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Property

Details

  • Parcel number: 0713234

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot
  • Lot size dimensions: 32X108

Parking

  • Parking features: Asphalt,Off Street,On Street,Parking Lot,Alley Access
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$138$1,656
Property Taxes $96$1,152
Electricity $322$3,873
Total$909$10,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,165/yr
40% on housing$27,270/yr
45% on housing$24,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 43605$45
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43605$57
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$65,900
2026-07-23Listed for sale$69,900
2026-06-05Sold$42,000
2026-05-19Pending sale$40,000
2026-05-18Listed for sale$40,000
2018-11-08Sold$11,000
2018-10-17Pending sale$14,900
2018-09-20Price change$14,900
2018-08-28Listed for sale$24,900
2018-08-01Pending sale$24,900
2018-03-23Listed for sale$24,900
2017-12-29Listing removed$29,900
2017-10-24Price change$29,900
2017-07-17Listed for sale$39,000

For Sale by Agent

AgentAustin James Cleghorn
BrokerageLPG Realty

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