34 Gardner St, Chelsea, MA, 02150
About This Home
Well-maintained four-family house with parking and separate utilities. Unit (34) is on the first floor and it features 4 bedrooms,two bathrooms, gas baseboard heat, and updated kitchen; Unit 1 (32-B) 2 bedrooms, one bath, and it is located in basement; Unit 2R offers 3 bedrooms, one bath, updated kitchen and large living room and hardwood floors; Unit 2L offers a one bedroom, one bedroom, updated kitchen, gas baseboard heat. The exterior of the property features cement siding, a beautiful exterior door, an older rubber roof, an architect shingled mansard roof, a gas heating system, gas hot water tanks, and a washer-and-dryer hook-up in the basement. two days notice is appreciated.
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Brick/Mortar,Slab
- Roof: Shingle,Rubber
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 4 Family
Interior
Appliances
- Appliances included: Range,Refrigerator,Disposal,Microwave,Dishwasher
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Features
- Living Room,Kitchen
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Wood,Tile,Vinyl / VCT,Carpet,Varies
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 1,162
- Finished area above ground: 3,482
Heating & Cooling
- Heating features: Central,Baseboard,Natural Gas,Individual,Unit Control
- Cooling features: None
Interior Area
- Total structure area: 4,644
- Total interior livable area: 4,644 sqft
Property
Details
- Parcel number: 1288653
- Zoning: R-2
Lot
- Lot size: 3,903 sqft
- Features: Corner Lot,Gentle Sloping
Parking
- Total spaces: 2
- Parking features: Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,216 | $98,592 |
| Home Insurance * | $583 | $6,996 |
| Property Taxes | $934 | $11,208 |
| Electricity | $915 | $10,989 |
| Total | $10,648 | $127,776 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $1,499,000 |
| 2026-06-15 | Listed for sale | $1,625,000 |
| 2017-12-19 | Sold | $985,000 |
| 2017-09-20 | Listing removed | $999,000 |
| 2017-09-13 | Pending sale | $999,000 |
| 2017-06-19 | Listed for sale | $999,000 |
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