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476 Bloy St, Hillside, NJ, 07205

5beds
5baths
0sqft
$799,000
--price/sqft
$5,862/moest. monthly cost
$234,480/yrincome needed

About This Home

Exceptional Mixed-Use Investment & Owner-Occupant Opportunity! This fully renovated property offers the perfect combination of commercial functionality and residential income potential. The first floor features a spacious commercial unit with an open floor plan, ideal for retail, office, restaurant, medical, or a wide range of business uses. The commercial space also includes two bathrooms and a finished basement, providing additional room for storage, offices, inventory, or day-to-day operations.The second and third floors feature two beautifully renovated residential apartments, offering the perfect opportunity for owner occupancy or strong rental income. The entire property is fully renovated and delivered vacant, allowing the new owner to move right in or lease all three units at market rates. Ideally located in a high-visibility area with easy access to major highways, public transportation, shopping, and local amenities, this turnkey property offers exceptional flexibility, excellent income potential, and long-term value. Whether you're an investor or an owner-operator, this is a rare opportunity you won't want to miss.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Deanna G. Taylor AcademyGrades 2-60.3 mi
2/10
Hillside High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Oven,Range/Oven - Gas,Self-Cleaning Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • High Ceilings,See Remarks,Bedrooms,Eat-In Kitchen,Living/Dining Room,Sunroom
  • Window features: Blinds
  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2907008020001000210000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 37 x 100

Parking

  • Total spaces: 6
  • Parking features: Assigned,Asphalt,Parking Lot-Exclusive
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$278$3,336
Property Taxes $1,351$16,212
Electricity $193$2,318
Total$5,862$70,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,982/yr
40% on housing$175,860/yr
45% on housing$156,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07205$324
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07205$293
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$799,000
2026-07-23Listing removed$835,000
2026-07-16Price change$835,000
2026-07-13Price change$799,000
2026-07-07Listed for sale$835,000
2026-07-06Listing removed$900,000
2026-06-08Listed for sale$900,000
2026-03-01Listing removed$2,200
2026-02-20Listed for rent$2,200
2026-02-20Listing removed$2,800
2026-02-11Price change$2,800
2025-12-17Price change$2,200
2025-12-13Price change$2,800
2025-08-17Listed for rent$2,200
2024-06-07Listing removed--
2024-03-05Pending sale$599,900
2017-11-05Listing removed$3,500
2017-06-13Listed for rent$3,500

For Sale by Agent

AgentEvelyn Pelaez
BrokeragePremier Homes

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