54 Central Sq APT 4A, Lynn, MA, 01901
About This Home
Located in the heart of downtown Lynn, this spacious 2-bed, 2-bath condo showcases true loft-style living with soaring ceilings, exposed ductwork, and floor-to-ceiling windows that fill the space with natural light. The open-concept living, dining, and kitchen area is ideal for everyday living and entertaining, featuring stainless steel appliances. The primary suite offers a full bath and generous closet space, while the second bedroom is perfect for guests or a home office. Additional highlights include in-unit washer/dryer hookup, a brand-new HVAC system (Jan 2026), and extra basement storage. Enjoy a prime location just steps to restaurants, shops, and public transportation—an excellent opportunity to own in rapidly growing downtown Lynn.
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Rubber
- Construction materials: Brick
Notable Dates
- Major remodel year: 2005
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Laundry features: First Floor,In Unit
Basement
- Has basement: Yes
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Finished area above ground: 1,306
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,306
- Total interior livable area: 1,306 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 4622173
- Zoning: res
Features
- Entry location: Unit Placement(Upper)
- Waterfront features: Ocean,3/10 to 1/2 Mile To Beach
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $322 | $3,864 |
| Electricity | $354 | $4,259 |
| Total | $2,756 | $33,072 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $379,000 |
| 2026-04-30 | Listing removed | $399,999 |
| 2026-03-25 | Listed for sale | $399,999 |
| 2019-03-05 | Listing removed | $2,100 |
| 2018-11-16 | Price change | $2,100 |
| 2018-11-06 | Listed for rent | $2,200 |
| 2017-10-04 | Sold | $301,000 |
| 2017-08-03 | Pending sale | $319,000 |
| 2017-06-07 | Listed for sale | $319,000 |
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