411 Spruce Meadows Loop, Kalispell, MT, 59901
About This Home
Welcome to your Montana dream home, privately nestled in the sought-after Spruce Meadows community, where sweeping views of the Swan Mountain Range create a stunning backdrop from nearly every window. A grand, light-filled entry opens into the main living space, featuring soaring ceilings, expansive picture windows, and seamless flow into the elevated kitchen—complete with a central island, slate appliances, and an inviting dining area. Glass sliders lead to a spacious deck and fully fenced yard, perfect for indoor-outdoor living and entertaining. The upper level offers a private primary suite retreat with a walk-in closet and en suite bath, along with two additional bedrooms and a full bathroom. The walkout lower level is framed and ready for completion, offering incredible potential for two additional bedrooms, a full bathroom, a generous family or recreation room, and abundant storage—an ideal opportunity to customize and add value. Additional highlights include an attached three-car garage, underground sprinklers, and a location that balances privacy with convenience—less than 10 miles from town and moments from the entrance to Glacier National Park. The HOA provides a space for Boat/RV parking for each home on a separate lot.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Multi-Level,Tri-Level
- Property subType: Multi Family,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Geothermal,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,570 sqft
Property
Details
- Parcel number: 07407934303130000
- Special condition: Standard
Features
- Patio & porch: Deck
- Fencing: Chain Link
Lot
- Lot size: 0.52 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Cold Wave
- Wildfire
- Winter Weather
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance | $194 | $2,328 |
| Property Taxes | $357 | $4,284 |
| Electricity | $176 | $2,117 |
| Total | $4,746 | $56,952 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $795,000 |
| 2021-05-06 | Sold | -- |
| 2021-04-02 | Pending sale | $475,000 |
| 2021-04-01 | Listed for sale | $475,000 |
| 2017-10-17 | Sold | -- |
| 2017-08-05 | Price change | $335,000 |
| 2017-07-06 | Price change | $350,000 |
| 2017-06-17 | Price change | $359,999 |
| 2017-05-24 | Listed for sale | $370,000 |
| 2014-09-22 | Sold | -- |
View on Zillow