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10 Sky Lane, North Waterboro, ME, 04061

2beds
1baths
1,224sqft
$399,900
$327price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Some homes blend into the landscape. This one becomes it. Tucked into the hillside of North Waterboro, this extraordinary earth-sheltered home is one of a kind -- built below grade on the north side, while the south-facing wall drinks in natural light from sunrise to sunset. It's the best of both worlds: the quiet, insulated calm of earth-sheltered living with the warmth and brightness of a sun-drenched home. Inside, an open-concept layout keeps things easy and comfortable year-round. Electric heat keeps it simple, and the Irish-made replica cook stove -- a true conversation piece -- adds warmth, character, and a nod to the kind of self-sufficient living this home was built for. Two bedrooms and a full bath provide the perfect footprint for a minimalist lifestyle, a creative retreat, or a low-overhead home base. The 3.04-acre lot has been thoughtfully improved with custom landscaping, a well-built shed, and a generator hookup -- so you're not just off the beaten path, you're ready for it. And come winter, clearing the roof is a five-minute job with both feet on the ground. No ladder. No risk. Just grab a rake and go. Little Ossipee Lake is minutes away -- with a public boat launch and ice fishing access that makes this a four-season property in every sense. The Waterboro Barrens trails, Lake Arrowhead, and the quiet rhythm of western York County round out a lifestyle that is genuinely hard to replicate at any price. This is not a house for everyone. It's a house for the right person -- and that person is going to love it here. 2 BR | 1 BA | 3.04 Acres | Earth-Sheltered | South-Facing Sun Exposure | Irish-Made Replica Cook Stove | Generator Hookup | Custom Shed | Ice Fishing & Boat Launch Minutes Away | Expansion Potential

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
6/10
Massabesic Middle SchoolGrades 6-83.0 mi
4/10
Massabesic High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Other,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Walk-Out Access,Daylight,Finished

Bedroom1

  • Level: Basement

Bedroom2

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Basement

Features

  • One-Floor Living,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Finished area below ground: 1,224
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Baseboard,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Kitchen

  • Level: Basement

Living Room

  • Level: Basement

Property

Details

  • Parcel number: WTBRM010L049002
  • Zoning: SF
  • Exclusions: Ring Security System

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3.04 Acres
  • Features: Near Public Beach,Near Shopping,Rural,Right of Way,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $110$1,320
Property Taxes $434$5,208
Electricity $244$2,930
Total$2,810$33,720

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 04061$186
York County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 04061$301
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$399,900
2021-09-10Sold$225,000
2021-07-27Pending sale$199,000
2021-07-22Listed for sale$199,000
2017-11-07Sold$55,000
2017-09-29Price change$75,000
2017-09-13Price change$95,000
2017-05-19Listed for sale$109,900

For Sale by Agent

AgentJulie Herbert
BrokerageEXP Realty

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