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404 Elk St NW, Warroad, MN, 56763

3beds
2baths
1,584sqft
$250,000
$158price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

MOVE-IN READY AND WAITING FOR YOU! You will love this property's excellent location - close to the Warroad school, hockey rinks and sports complex. This 3 bedroom, 2 bath home has been extensively remodeled within the past few years...siding, roof, decks, gutters, kitchen, bathrooms, paint, flooring, mechanical systems - this place has received a great makeover! The backyard is fenced for your pets and there is a beautiful garden space. Sit on the large deck and enjoy your coffee! The detached garage has been spray foamed and sheeted on the ground level and also includes a staircase to the upper level deck and second story - bring your creativity and finish out this bonus space. Don't miss out on this wonderful home!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Warroad Elementary SchoolGrades PK-50.3 mi
5/10
Warroad High SchoolGrades 6-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Drainage System,Partial,Sump Pump,Unfinished

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Bathroom

  • Level: Upper
  • Area: 50
  • Dimensions: 5x10

Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 10x14

Bedroom2

  • Level: Upper
  • Area: 104
  • Dimensions: 8x13

Bedroom3

  • Level: Upper
  • Area: 70
  • Dimensions: 7x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,584 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Laundry

  • Level: Main
  • Area: 144
  • Dimensions: 8x18

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Office

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Office

  • Level: Upper
  • Area: 42
  • Dimensions: 6x7

Porch

  • Level: Main
  • Area: 35
  • Dimensions: 5x7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 560136300
  • Zoning description: Residential-Single Family
  • Foundation area: 888

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.32 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Garage Door Opener,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Drought
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Roseau County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$215$2,580
Property Taxes $195$2,340
Electricity $170$2,050
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 56763$89
Roseau County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 56763
Roseau County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$250,000
2026-06-16Listed for sale$260,000
2022-07-14Sold$185,000
2022-06-08Pending sale$189,200
2022-05-20Price change$189,200
2022-04-25Listed for sale$199,200
2019-01-25Sold$140,000
2018-10-04Pending sale$129,900
2018-06-06Price change$129,900
2018-04-05Listed for sale$132,900
2017-12-15Sold$25,500
2017-11-14Pending sale$31,500
2017-10-02Price change$31,500
2017-09-21Price change$35,000
2017-07-13Listed for sale$40,800
2017-05-04Listing removed--
2017-04-27Listed for sale--

For Sale by Agent

AgentJennessa Pahlen
BrokeragePahlen Realty, Inc.

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