1200 N Shore Rd, Gwinn, MI, 49841
About This Home
Charming Lakefront Cottage in Michigan's Upper Peninsula! Escape to peaceful Charley Lake and enjoy all the beauty of U.P. lake living. This inviting fully furnished cottage offers convenient main-floor living with abundant natural light, a spacious living room, two bedrooms, a kitchen, dining area, and a generous 21' x 12' screened porch—perfect for relaxing or entertaining. The sunroom is sure to become your favorite space, featuring beautiful views of the crystal-clear waters of Charley Lake. Currently used by the seller as a third bedroom, it offers flexible living space to suit your needs. Outside, you'll find a separate ¾ bath with a traditional sauna, with an attached woodshed for added convenience. Additional outbuildings include three storage sheds and an outhouse. Spend your evenings on the bench swing overlooking the lake, soaking in the peaceful surroundings. Bring your kayak, fishing poles, horseshoes, and s'mores supplies, and start making unforgettable memories at your own Upper Peninsula lake retreat. Whether you're looking for a seasonal getaway or a place to unwind, this charming cottage is ready to welcome you. Call for your Private Showing Today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range/Oven,Refrigerator,Electric Water Heater
Basement
- Basement: None,Crawl Space
Bedroom1
- Level: Main
- Area: 99
Bedroom2
- Level: Main
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 132
Features
- Spa/Sauna
- Finished area below ground: 0
- Finished area above ground: 1,015
Heating & Cooling
- Heating features: Electric,Wood
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,015
- Total interior livable area: 1,015 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 216
Property
Details
- Parcel number: 521602501200
- Zoning description: Residential
- Special condition: Private,Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Lawn Sprinkler
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Dock/Pier Facility,Lake Front,Waterfront,Interior Lake
- Waterbody name: Charley Lake
- Frontage length: 115
Lot
- Lot size: 1.09 Acres
- Features: Rural,Rolling/Hilly,Sloped
- Lot size dimensions: 115 x 432 x 100 x 491
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Marquette County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $164 | $1,968 |
| Electricity | $188 | $2,259 |
| Total | $1,472 | $17,664 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Price change | $199,000 |
| 2022-06-24 | Pending sale | $169,900 |
| 2022-06-13 | Price change | $169,900 |
| 2022-05-26 | Listed for sale | $179,900 |
| 2018-02-12 | Listing removed | $124,900 |
| 2017-04-26 | Listed for sale | $124,900 |
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