See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

26 Smith Canyon Road, Carlton, WA, 98814

2beds
1baths
1,728sqft
$749,995
$434price/sqft
$4,774/moest. monthly cost
$190,960/yrincome needed

About This Home

Stunning Mountaintop Oasis w/ Unmatched 360° Views. Escape to your private sanctuary w/ sweeping panoramic views & natural beauty in every direction. This exceptional retreat offers tranquility, functionality, & outdoor living on just shy of 20 acres w/ creek frontage & direct National Forest access along the eastern boundary. The inviting 2BD home is designed to maximize its setting, featuring ~1,200 sq ft of wraparound covered decking—ideal for entertaining, relaxing, & year-round views. Inside, enjoy a warm living space w/ wall heat, wood stove, included appliances, & partial furnishings for an easy transition. Improvements support both lifestyle & utility. A newer 40’x50’ shop/garage fits up to 8 vehicles. A 2nd shop fits 2 more vehicles & includes a bathroom & office—perfect for hobbies, guests, or remote work. ~3 acres around the home are deer-fenced w/ gated entry, creating a protected landscaped setting. Features include raised garden beds, 100 wine grape vines, & orchard w/ apple, cherry, pear, apricot & peach trees, all supported by in-ground sprinklers. Recent updates: new water heater & insulation (2025), fresh paint, updated posts/railings (2025), water softener (2024), well upgrades (2022), filtration system (2022), & annual fireplace maintenance. Enjoy nearby fishing, lakes, kayaking, skiing, ATV riding & endless recreation. Privacy, productivity & panoramic beauty—mountain living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1998

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room,Loft,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3221230019
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Loft,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 19.98 Acres
  • Features: Adjacent to Public Land,Corner Lot,Dead End Street,Secluded,Deck,Fenced-Partially,Gated Entry,High Speed Internet,Outbuildings,Patio,Propane,Shop,Sprinkler System

Parking

  • Total spaces: 10
  • Parking features: Detached Carport,Driveway,Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 10
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$434$5,208
Property Taxes $399$4,788
Electricity $149$1,793
Total$4,774$57,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,680/yr
40% on housing$143,220/yr
45% on housing$127,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 98814$352
Okanogan County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 98814
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$795,000
2016-10-25Sold$420,000

For Sale by Agent

AgentBrian L. Colin
BrokerageMountain to River Realty LLC

Similar Homes