610 N 8th St, Saint Joseph, MO, 64501
About This Home
Experience the character of historic downtown St. Joseph in this timeless home set along charming brick streets. Carefully maintained and thoughtfully updated, it blends old-world craftsmanship with the conveniences today’s lifestyle demands. Inside, you’ll find 5 bedrooms—each with its own full en-suite bathroom—creating comfort and privacy for family, guests, or renters. The inviting eat-in kitchen, main-floor laundry, and spacious living areas make the home as functional as it is beautiful. A main-floor bedroom adds flexibility, whether you need a guest suite or a dedicated office. Home is located within the Uptown Neighborhood. Its layout naturally lends itself to Airbnb or multi-suite rental potential, offering private retreats with shared gathering spaces. Recent improvements include custom historical gutters (2010), updated second-floor HVAC (2018), and brick sidewalk repairs (2019). This is a home where history, charm, and modern convenience come together seamlessly.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Features
- Flooring: Carpet,Vinyl
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,326
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 1,326
- Total interior livable area: 1,326 sqft
Property
Details
- Parcel number: 063.008001004176.000
Lot
- Lot size: 0.31 Acres
- Features: Level
- Lot size dimensions: .31
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $141 | $1,692 |
| Electricity | $141 | $1,693 |
| Total | $1,752 | $21,024 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $249,900 |
| 2017-04-29 | Listing removed | $159,000 |
| 2017-04-13 | Listed for sale | $159,000 |
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