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242 Cedar Rd, Richmond, OH, 43944

3beds
1baths
900sqft
$169,900
$189price/sqft
$1,514/moest. monthly cost
$60,560/yrincome needed

About This Home

Welcome home to this charming 3-bedroom 1-bathroom home offering a blend of character with modern updates. Inside you will find a functional layout with comfortable living spaces. This home features inviting front and back porches, creating great spaces to relax and enjoy the surrounding setting. The rear porch/patio offers additional outdoor living and entertaining space perfect for enjoying warm-weather gatherings or a quiet evening outdoors, it also includes an added fire pit. Conveniently located with easy access to local amenities, this property presents an excellent opportunity for buyers seeking a home that has been remodeled and move-in-ready. Recent updates include bathroom, kitchen, upstairs living space, new electrical panel, septic (2017), roof (2016), appliances and more. Schedule a private showing today and see what all this home has to offer.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
4/10
Edison Jr. High SchoolGrades 7-81.9 mi
6/10
Edison High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Common Basement,Full,Concrete,Storage Space,Walk-Out Access

Bathroom

  • Level: First
  • Dimensions: 7 x 7

Bedroom

  • Level: First
  • Dimensions: 12 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 14 x 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Eat In Kitchen

  • Level: First
  • Dimensions: 13 x 10

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: 2601664000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Covered,Front Porch,Patio,Porch
  • Exterior features: Fire Pit,Garden

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$331$3,972
Property Taxes $131$1,572
Electricity $193$2,320
Total$1,514$18,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,908/yr
40% on housing$45,420/yr
45% on housing$40,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 43944$114
Jefferson County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 43944$68
Jefferson County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$164,900
2026-07-15Price change$169,900
2026-06-15Price change$178,000
2026-06-05Listed for sale$185,000
2017-06-23Sold$80,000
2017-06-23Pending sale$80,000
2017-04-03Listed for sale$80,000

For Sale by Agent

AgentGrant Bake
BrokerageCedar One Realty

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