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9607 S Harbour Pointe Dr #70, Bloomington, IN, 47401

3beds
3baths
1,960sqft
$399,000
$204price/sqft
$2,622/moest. monthly cost
$104,880/yrincome needed

About This Home

Discover a rare opportunity to own a lakefront condo in the highly sought-after Harbour Pointe community at Eagle Pointe on beautiful Lake Monroe. Nestled among the trees, this exceptional condo offers the feel of a private treetop retreat, where peaceful lake views and frequent visits from local wildlife create a truly serene setting. The open-concept floor plan is filled with natural light thanks to soaring vaulted ceilings, skylights, expansive windows, and two sliding glass doors. The spacious layout includes 3 bedrooms, 2.5 bathrooms, and a versatile loft that is perfect for a home office, guest accommodations, or an additional living area.Designed with entertaining in mind, the stunning kitchen features custom wood cabinetry, hard-surface countertops, and an oversized island that serves as the heart of the home for gatherings with family and friends. Step outside onto the private deck to enjoy morning coffee, breathtaking sunsets, and panoramic views of Lake Monroe surrounded by mature trees.Beyond the condo, residents enjoy an incredible resort-style lifestyle with a recently renovated community pool, tennis and pickleball courts, and a beautifully updated clubhouse and restaurant. Whether you're searching for a full-time residence or the perfect weekend getaway, this one-of-a-kind lakefront retreat offers the ideal combination of luxury, comfort, and natural beauty.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 252

Features

  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 399

Property

Details

  • Parcel number: 530042297015.000006

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Lake

Lot

  • Features: Planned Unit Development

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$175$2,100
Property Taxes $246$2,952
Electricity $184$2,212
Total$2,622$31,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,897/yr
40% on housing$78,660/yr
45% on housing$69,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$399,000
2017-05-10Listing removed$274,900
2017-04-20Price change$274,900
2017-04-03Price change$284,900
2017-03-13Price change$294,900
2017-02-28Listed for sale$299,900

For Sale by Agent

AgentMiranda Mann
BrokerageBerkshire Hathaway HomeServices Indiana Realty-Bloomington

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