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19 Dove Ln, North Oaks, MN, 55127

5beds
4baths
3,348sqft
$1,100,000
$329price/sqft
$7,291/moest. monthly cost
$291,640/yrincome needed

About This Home

Welcome home to this mid-century modern rambler located on the shores of Lake Gilfillan in the private community of North Oaks with easy access in and out of the city. You'll love the mid-century detailing, and generous floor plan that includes 5 bedrooms, 4 baths and panoramic lake views. The updated, custom kitchen features custom cabinetry, granite countertops, stainless steel appliances, center kitchen island, and a patio door that walks out to the spacious deck overlooking the lake. The main floor primary suite features built-in closet cabinetry, private bath, and water views. Bedrooms are all lakeside both on main floor and lower level. Three fireplaces for added ambiance. Detailed features include maple wood flooring, fireplace detailing, cherry paneling, large picture windows that overlook the water, epoxy floor in garage and more. The expansive lower level features an additional family room with a fireplace, 3 bedrooms/flex spaces, game area, 2 additional bathrooms and walks out to a lakeside paver patio. This meticulously maintained home includes updated Pella windows and sliding doors. Attached garage and cul-de-sac location. Ready to move right in and enjoy!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Chippewa Middle SchoolGrades 6-82.3 mi
10/10

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Lower
  • Area: 182
  • Dimensions: 13x14

Bedroom4

  • Level: Lower
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Deck

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Exercise Room

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Lower
  • Area: 260
  • Dimensions: 13x20

Features

  • Number of fireplaces: 3
  • Fireplace features: Brick,Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,581
  • Finished area above ground: 1,767

Hearth Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,478
  • Total interior livable area: 3,348 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 173022340015
  • Zoning description: Residential-Single Family
  • Foundation area: 1711

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Panoramic,West,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View
  • Frontage length: Water Frontage: 225

Lot

  • Lot size: 0.67 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 227 x 266 x 304

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$541$6,492
Property Taxes $906$10,872
Electricity $282$3,388
Total$7,291$87,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,977/yr
40% on housing$218,730/yr
45% on housing$194,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$229
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,100,000

For Sale by Agent

AgentKrista J. Wolter
BrokerageColdwell Banker Realty

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