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114 Oak Valley Ct, Bloomington, IL, 61704

4beds
2baths
--sqft
$89,000
--price/sqft
$782/moest. monthly cost
$31,280/yrincome needed

About This Home

Sensational 4-bedroom, 2 full bath 1999 Champion double wide mobile home situated atop its own hill on a quiet cul-de-sac within Hilltop Manufactured Housing Community in Bloomington! Step inside and be welcomed by a gracious open living/dining/family room concept with amazing natural light and soaring cathedral ceilings. The equipped kitchen boasts ample cabinet space as well as convenient adjacent laundry facilities. Just off of the main living area, you will find a sprawling primary suite host to an adjacent den/office, large walk-in closet, and a private full bath with a soaking tub, double vanity, in addition to a separate shower. On the opposite end of the home, you will find three additional bedrooms as well as a full hall bath. Property also features vinyl replacement windows, architectural roof, in addition to an updated furnace as well as central air conditioning unit (2024). Front off-street paved parking, too. Need appliances? You can have them all here including washer and dryer. Newer 12X16 rear storage shed with an overhead loft is negotiable if needed/desired. $595.00/month lot rent. Sale of property is subject to park management approval. Apply online at http://hilltopmh.com. So much space for the money here!

Getting Around

41
WalkingCar-Dependent
26
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

2/10
8/10
Evans Junior High SchoolGrades 6-83.1 mi
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Champagne

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedroom1

  • Level: Main
  • Dimensions: 17ft 0in x 18ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 0in x 13ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 11ft 0in x 13ft 0in

Bedroom4

  • Level: Main
  • Dimensions: 11ft 0in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Replacement Windows,Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 13ft 0in

Laundry

  • Level: Main
  • Dimensions: 7ft 0in x 9ft 0in

Living Room

  • Level: Main
  • Dimensions: 30ft 0in x 13ft 0in

Main Level

  • Area: 1928

Other

  • Level: Main
  • Dimensions: 17ft 0in x 13ft 0in

Other

  • Level: Main
  • Dimensions: 10ft 0in x 8ft 0in

Property

Features

  • Patio & porch: Porch

Lot

  • Features: Sloped

Parking

  • Parking features: Parking Pad,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$46$552
Property Taxes $156$1,872
Electricity $130$1,569
Total$782$9,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,811/yr
40% on housing$23,460/yr
45% on housing$20,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61704$122
McLean County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61704$109
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$89,000
2026-06-13Listing removed--
2026-06-09Listed for sale$97,500
2021-03-24Listing removed--
2017-04-20Listing removed$37,000
2017-04-20Listed for sale$37,000
2017-04-03Pending sale$37,000
2017-03-17Price change$37,000
2017-03-08Listed for sale$39,500
2017-03-06Pending sale$39,500
2017-02-18Listed for sale$39,500

For Sale by Agent

AgentSeth A Goodman
BrokerageME Realty

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