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101 Sugar Ski Drive, Banner Elk, NC, 28604

1beds
1baths
518sqft
$267,000
$515price/sqft
$1,703/moest. monthly cost
$68,120/yrincome needed

About This Home

Welcome to Sugar Ski & Country Club Unit 114 — a turn-key, fully furnished 1-bedroom condo with bonus bunk sleeping area, perfectly positioned for cool summers and snowy winter getaways at 5,000’ elevation! This inviting mountain retreat offers an open kitchen and living area with bar seating, a cozy wood-burning fireplace, and a flat screen TV, all complemented by long-range mountain views overlooking the tennis court. Step outside to the covered porch and enjoy the fresh High Country air with views of the clubhouse, tennis/pickleball court, and distant ridgelines—a perfect spot for morning coffee or unwinding after a day on the slopes. The condo has seen recent updates and is being sold fully furnished, making it an easy choice for personal use, a vacation escape, or immediate rental potential. Sugar Ski & Country Club is a gated community with on-site management and offers an unbeatable ski-in/ski-out lifestyle with direct slope access. The Clubhouse (opened May 2021) features an indoor heated pool, sauna, hot tub, and fitness room, plus seasonal enjoyment of tennis and pickleball. Each building also includes outdoor grills and picnic tables for convenient mountain cookouts. Just minutes from everything the High Country is known for—golf, hiking, biking, the alpine coaster, Grandfather Mountain, the Blue Ridge Parkway, and more—Unit 114 delivers the ultimate blend of comfort, convenience, and year-round adventure. Owner is a licensed REALTOR.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
2/10
Avery MiddleGrades 6-84.6 mi
4/10
Avery County High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Roof: Built-Up
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 518

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 518
  • Total interior livable area: 518 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 18570016711500114
  • Zoning: Res
  • Special condition: Subject to Lease,None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Spa features: Community
  • Has view: Yes
  • View description: Long Range,Mountain(s)

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,350$16,200
Home Insurance *$71$852
Property Taxes $82$984
Electricity $200$2,405
Total$1,703$20,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,388/yr
40% on housing$51,090/yr
45% on housing$45,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$267,000
2012-06-13Sold$36,500

For Sale by Agent

AgentNate Wright
BrokerageWright Brokers with Hyatt in the High Country

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