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35 Stewart Place #204A, Mount Kisco, NY, 10549

0beds
1baths
602sqft
$95,000
$158price/sqft
$912/moest. monthly cost
$36,480/yrincome needed

About This Home

Move right into this beautifully renovated studio that lives like a one-bedroom. Bright, open, and thoughtfully designed, this turnkey home features large windows, hardwood floors and generous closet space. Available furnished or unfurnished. Enjoy unbeatable convenience with assigned parking, laundry just steps away, and a prime Mount Kisco location. Walk to the Metro-North station with direct service to Manhattan, along with shops, restaurants, cafes, banks, and everyday essentials. Everything you need is right outside your door. The vibrant Mount Kisco community offers parks, a public library, movie theater, community pool, and a lively dining and shopping scene, creating a true live-work-play lifestyle. Board approval required: minimum 700 plus credit score, 20% down payment, and debt-to-income ratio of 33%. A rare opportunity for effortless living in a highly desirable commuter location, schedule your showing today.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
7/10
Fox Lane Middle SchoolGrades 6-83.1 mi
7/10
Fox Lane High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,Open Floorplan
  • Window features: Blinds,Drapes
  • Flooring: Hardwood
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 602
  • Total interior livable area: 602 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Exterior features: Garden,Mailbox

Parking

  • Parking features: Off Street,Parking Lot
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$41$492
Property Taxes $145$1,740
Electricity $246$2,954
Total$912$10,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,268/yr
40% on housing$27,360/yr
45% on housing$24,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 10549$402
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10549$462
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$95,000
2026-04-09Listing removed$99,000
2025-08-22Price change$99,000
2024-11-16Listed for sale$110,000
2024-07-22Pending sale$110,000
2024-05-10Listed for sale$110,000
2018-01-11Sold$55,000
2017-11-01Pending sale$60,000
2017-09-12Price change$60,000
2017-06-19Price change$65,000
2017-05-24Listed for sale$72,500
2017-03-31Listing removed$72,500
2017-03-31Pending sale$72,500
2017-02-15Listed for sale$72,500

For Sale by Agent

AgentKimra Pierre
BrokerageCorcoran Legends Realty

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