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10116 N Main St, Richmond, IL, 60071

2beds
2baths
1,498sqft
$315,000
$210price/sqft
$2,453/moest. monthly cost
$98,120/yrincome needed

About This Home

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Richmond Grade SchoolGrades PK-50.5 mi
7/10
Nippersink Middle SchoolGrades 6-80.2 mi
8/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Other

  • Builder model: N

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Upper Level,Gas Dryer Hookup,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 180
  • Dimensions: 12X15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Features

  • Walk-In Closet(s),High Ceilings
  • Door features: Pocket Door(s)
  • Window features: Screens
  • Flooring: Hardwood,Wood
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,498 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 16
  • Dimensions: 4X4

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 256
  • Dimensions: 16X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0409452031
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$138$1,656
Property Taxes $593$7,116
Electricity $130$1,569
Total$2,453$29,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,102/yr
40% on housing$73,590/yr
45% on housing$65,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 60071$212
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60071$120
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$315,000
2022-08-12Sold$225,000
2022-07-08Contingent$225,000
2022-07-01Listed for sale$225,000
2020-01-06Sold$70,000
2019-12-19Pending sale$92,900
2019-12-12Listed for sale$92,900
2019-12-09Pending sale$92,900
2019-11-04Price change$92,900
2019-10-24Price change$97,900
2019-09-19Listed for sale$102,500
2017-05-22Listing removed$119,900
2017-05-18Pending sale$119,900
2017-02-11Listed for sale$119,900

For Sale by Agent

AgentDebbie Goodale, ABR,CSC,SRES,SRS
BrokerageRE/MAX Plaza

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