1321 BLUFF HAMMOCK ROAD, Lorida, FL, 33857
About This Home
Welcome to this exceptional estate at 1321 Bluff Hammock Rd, Lorida, FL 33857, a truly unique property offering privacy, versatility, and a fully equipped lifestyle surrounded by nature. This impressive property is designed for both comfortable living and income potential. The main residence features 3 bedrooms and 2 full bathrooms, with front and rear terraces perfect for relaxing or entertaining. The home includes central air conditioning and heating (new system), and comes fully furnished with living and dining room sets, TVs, beds with mattresses, washer and dryer, stove, range hood, microwave, and refrigerator. Step outside and enjoy a complete outdoor kitchen equipped with stove, microwave, dishwasher, refrigerator, and freezer—ideal for gatherings and outdoor living. This property is ideal for those seeking a private estate, multi-family living, agricultural use, or an income-producing investment. A rare opportunity to own a fully equipped and move-in-ready compound in the peaceful Lorida area. The property also includes multiple additional living spaces, perfect for guests or rental income: * 30’ RV (2022) – 1 bedroom / 1 bathroom * 37’ RV (2016) – 1 bedroom / 1 bathroom * Detached guest house (24’ x 12’) – 1 bedroom / 1 bathroom Optional Equipment (Not Included in Purchase Price): The following items are not included in the sale but may be available for purchase separately and are negotiable: * Kubota RTV-XG850 Sidekick 2023 * Kubota lawn mower 2024 * Kubota backhoe loader 2026 * 3 trailers
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Concrete Perimeter
- Roof: Membrane,Metal,Shingle
- Construction materials: Cement Siding,Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Inside,Outside,Washer Hookup
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Features: Linen Closet
- Level: First
Bedroom3
- Features: Linen Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- None
- Door features: Outdoor Grill,Outdoor Kitchen
- Flooring: Vinyl
Heating & Cooling
- Heating features: Other
- Cooling features: Central Air
Interior Area
- Total structure area: 980
- Total interior livable area: 980 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: C093531A0000260020
- Zoning: AU
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Exterior features: Outdoor Grill,Outdoor Kitchen,Private Mailbox,Storage
- Fencing: Electric,Fenced
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 10 Acres
Parking
- Total spaces: 3
- Parking features: Carport
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Hurricane
- Inland Flooding
- Wildfire
- Drought
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Highlands County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $2,654 | $31,848 |
| Property Taxes | $333 | $3,996 |
| Electricity | $197 | $2,366 |
| Total | $6,116 | $73,392 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Listed for sale | $580,000 |
| 2026-03-01 | Listing removed | $675,000 |
| 2025-08-05 | Listed for sale | $675,000 |
| 2017-06-07 | Listing removed | $150,000 |
| 2017-02-10 | Listed for sale | $150,000 |
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