Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13907 Highway T, Fredericktown, MO, 63645

5beds
5baths
3,980sqft
$949,000
$238price/sqft
$6,439/moest. monthly cost
$257,560/yrincome needed

About This Home

This excellent property lies along Highway T near Womack, offering a prime setup for both farming and country living. Currently in pasture and hay production, it’s ideal for running a nice herd of cattle, with a year-round spring branch providing water for livestock and the abundant wildlife that calls this farm home. The mix of timber and fields creates the perfect balance for both cattle and wildlife. The farm is fully fenced and cross-fenced, giving you flexible options for grazing, with a pond or spring branch in each section. The fencing is in excellent shape, making it ready for cattle right away. At the heart of the property, the beautiful 3,980 sq. ft. brick home is designed for comfort and functionality. It offers 5 spacious bedrooms, 4 full baths, 1 half bath, and a cozy back patio perfect for gatherings. There’s an attached 2-car garage and a detached 2-car garage with living quarters above, providing extra space for guests or storage. There is also a 3-stall barn for horses.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
6/10
Farmington Middle SchoolGrades 7-813.2 mi
5/10
Farmington Sr. High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,980 sqft

Property

Details

  • Parcel number: 1601.000
  • Special condition: Standard

Lot

  • Lot size: 106.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Landslide
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$817$9,804
Property Taxes $521$6,252
Electricity $303$3,647
Total$6,439$77,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,765/yr
40% on housing$193,170/yr
45% on housing$171,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 63645$155
Ste. Genevieve County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 63645
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$489,900
2026-01-22Price change$494,900
2026-01-22Price change$494,500
2026-01-22Price change$949,000
2025-10-10Price change$499,900
2025-10-10Price change$949,000
2025-10-07Price change$499,900
2025-10-07Price change$949,000
2025-06-27Price change$509,900
2025-06-27Price change$959,000
2025-06-24Price change$509,900
2025-06-24Price change$959,000
2025-05-07Price change$519,000
2025-05-07Price change$969,000
2025-05-06Price change$519,000
2025-05-06Price change$969,000
2024-09-25Price change$998,000
2024-09-20Price change$549,000
2024-09-20Listed for sale$998,000
2024-06-18Listing removed--
2024-04-21Price change$529,900
2024-02-09Price change$549,900
2023-08-11Listed for sale$554,900
2023-08-09Listing removed--

For Sale by Agent

AgentTyler T Blum
BrokerageWhitetail Properties Real Estate, LLC

Similar Homes