33556 Fern Trl, Palomar Mountain, CA, 92060
About This Home
Your private mountain sanctuary in the quaint Bailey Meadow community of Palomar Mountain awaits! With one bedroom, two baths and a versatile loft space, this thoughtfully renovated cabin offers a serene and inviting retreat, ready for your relaxation that is truly move-in ready. Inside, living room is centered around a stunning stone fireplace upgraded with an ultra-efficient modern insert to keep you cozy with minimal effort. Spiral stairs lead to a spacious loft, perfect for sleeping, relaxing or extra storage, while a separate staircase brings you to the private primary suite with its own bath, walk in closet, extra storage and indoor laundry room. The original exposed rock foundation stands as a rare architectural feature, enhancing the historic charm of this updated 1920s home. Step outside to discover your own outdoor paradise. An expansive view deck offers generous space for entertaining or relaxing among the oak trees. A screen porch off the kitchen provides a perfect spot to take in the fresh mountain air while enjoying your morning coffee. The property also features a detached garage, providing both storage and a functional workshop. Extensive upgrades – including a new electrical panel, electrical and plumbing improvements, insulation, and windows – combine with the cabin’s inviting to deliver a truly rare turnkey opportunity. Ideal for a personal getaway or a desirable short-term rental, this property offers an easy gateway to the coveted Palomar Mountain lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1924
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: None
Features
- Loft
- Fireplace features: Blower Fan,Circulating,Insert,Family Room,Wood Burning,Wood BurningStove
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,019 sqft
Property
Details
- Parcel number: 1341435400
- Zoning: Rural Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: Hills,Mountain(s),Trees/Woods
Lot
- Lot size: 0.43 Acres
- Features: Sloped Down,Irregular Lot,Trees
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $398 | $4,776 |
| Property Taxes | $423 | $5,076 |
| Electricity | $398 | $4,786 |
| Total | $3,620 | $43,440 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Price change | $474,900 |
| 2026-01-05 | Listed for sale | $499,000 |
| 2022-07-28 | Sold | $390,000 |
| 2022-06-28 | Pending sale | $399,000 |
| 2022-06-26 | Price change | $399,000 |
| 2022-05-19 | Listed for sale | $450,000 |
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