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11985 3rd St, Jerome, MO, 65529

5beds
2baths
2,862sqft
$320,000
$112price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Welcome to the perfect blend of historic charm and modern comfort in this beautifully remodeled 2-story home in Jerome, MO. Nestled on 1.12 acres, this property offers the space, privacy, and lifestyle families are looking for—surrounded by nature yet thoughtfully updated for today’s living. Step inside and you’ll immediately feel at home. Luxury vinyl plank flooring flows throughout the main areas, creating a warm and inviting atmosphere. The kitchen is designed for both everyday living and gathering, featuring stainless steel appliances and a layout that keeps everyone connected. A separate dining room provides the perfect setting for family meals, holidays, and special occasions. One of the standout spaces is the sunroom—filled with natural light and ideal for relaxing, working from home, or simply enjoying peaceful views of the property year-round. With five bedrooms and two full bathrooms, there’s room for everyone to spread out comfortably. Outside, the backyard patio is ready for entertaining, while the acreage offers endless possibilities for play, gardening, or simply enjoying the outdoors. Located close to the Jerome boat access and river, and surrounded by conservation land, this property is a dream for families who love fishing, hunting, camping, or exploring nature. If you’ve been searching for space, character, and a true outdoor lifestyle, this home delivers. Schedule your private showing today and experience it for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
Newburg Elementary SchoolGrades PK-64.4 mi
3/10
Newburg High SchoolGrades 7-124.4 mi

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Electric Oven,Electric Range,Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Kitchen Island,Lever Faucets,Pantry,Separate Dining,Storage,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,862

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric,Other

Interior Area

  • Total structure area: 2,862
  • Total interior livable area: 2,862 sqft

Property

Details

  • Parcel number: 71076.013003041001.000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Enclosed,Front Porch,Patio

Lot

  • Lot size: 1.12 Acres
  • Features: Adjoins Wooded Area,Back Yard,Front Yard,Gentle Sloping,Many Trees

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$240$2,880
Property Taxes $168$2,016
Electricity $218$2,622
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 65529$189
Phelps County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 65529$114
Phelps County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$320,000
2024-12-23Sold--
2024-08-19Pending sale$189,900
2024-08-19Contingent$189,900
2024-05-06Price change$189,900
2024-02-26Listed for sale$199,900
2017-06-14Listing removed$75,000
2017-05-02Listed for sale$75,000
2017-04-20Pending sale$75,000
2017-03-08Price change$75,000
2017-01-23Listed for sale$90,000

For Sale by Agent

AgentLance E Lewis
BrokerageEXP Realty LLC

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