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1374 Main St, Dubuque, IA, 52001

--beds
--baths
3,624sqft
$295,000
$81price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

This nice Main street triplex could be your next investment opportunity! This property is close by to downtown restaurants and shops. It features a 2-car garage and a new concrete driveway. Unit #1 is a two story apartment 4BRs & 2BTHs with 3 years old central forced air heating and cooling system; a stackable washer and dryer. Unit #2 is a 1BR occupied by a long-term tenant. Unit #3 has just been renovated with new white Euro kitchen and stainless steel appliances, updated bathroom, new flooring in most rooms, new electric heating system, new ceiling fans, and freshly painted.

Getting Around

91
WalkingWalker's Paradise
33
TransitSome Transit
58
BikeBikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 1852

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Features

  • Finished area below ground: 1,752
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,624
  • Total interior livable area: 3,624 sqft

Property

Details

  • Parcel number: 1024411002
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 55x113x55x113

Parking

  • Parking features: Attached,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$211$2,532
Property Taxes $269$3,228
Electricity $270$3,243
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listing removed$1,800
2026-05-29Listed for rent$1,800
2026-05-09Listed for sale$295,000
2026-02-27Listing removed$285,000
2025-09-08Listed for sale$285,000
2025-06-24Listing removed$1,400
2025-05-19Price change$1,400
2025-03-04Listed for rent$1,300
2025-02-17Listing removed$1,300
2025-01-15Listed for rent$1,300
2023-11-17Listing removed--
2023-09-01Listed for rent$1,300
2023-09-01Listing removed$240,000
2023-05-17Pending sale$240,000
2023-03-10Listed for sale$240,000
2023-02-12Pending sale$240,000
2023-02-06Listed for sale$240,000
2022-05-13Listing removed--
2022-03-01Listed for rent$1,150

For Sale by Agent

AgentKurt Clements
BrokerageListWithFreedom.com

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