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835 Little Bay Ave APT E, Norfolk, VA, 23503

3beds
2baths
1,262sqft
$254,900
$202price/sqft
$1,825/moest. monthly cost
$73,000/yrincome needed

About This Home

Absolutely beautiful Harbor view condo with magnificent bay views located in Willoughby Boat Club neighborhood. This property features 2 Level living space with two balconies, deep water access! Private beach with community dock, boat slip, pool, gazebo and an outside storage. Open living space, cathedral ceilings, cozy fireplace, Sauna, tons of natural light, kitchen with new appliances, LVP flooring, new carpet, third bedroom can be used as an office. Designated parking space for two vehicles, schedule your viewing today!

Getting Around

5
WalkingCar-Dependent
23
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Northside Middle SchoolGrades 6-82.0 mi
2/10
Granby High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Other
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Cedar Closet(s),Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,262 sqft

Property

Details

  • Attached to another structure: Yes

Features

  • Stories: 2
  • Pool features: None,Association
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Bay,Beach
  • Has water view: Yes
  • Water view: Bay,Beach
  • On waterfront: Yes
  • Waterfront features: Bay,Dock

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$142$1,704
Property Taxes $193$2,316
Electricity $202$2,433
Total$1,825$21,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,571/yr
40% on housing$54,750/yr
45% on housing$48,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 23503$196
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23503$213
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentEsther Uribe
BrokerageHoward Hanna Real Estate Svcs.

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