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6657 Placid Rd, Epworth, IA, 52045

5beds
3baths
3,466sqft
$799,000
$231price/sqft
$5,325/moest. monthly cost
$213,000/yrincome needed

About This Home

Holy Cow! Check Out This Incredible Farm Retreat in Beautiful Epworth, Iowa! Welcome to the farm - an exceptional rural property offering the perfect blend of comfortable living, expansive outbuildings, and over 2.5 acres of scenic land. This stunning 5-bedroom, 3-bath ranch home includes an attached 5-car garage, with 3 heated stalls, making it ideal for hobbyists, collectors, or anyone needing extra workspace. The thoughtfully designed home features 3 spacious bedrooms, 2 full bathrooms, and the convenience of main-floor laundry on the main level. The bright, open kitchen offers abundant cabinetry, a breakfast bar, and a generous eat-in dining area with plenty of room for family and friends to gather. The finished lower level expands your living space with a large family room, a convenient mini kitchenette, 2 additional bedrooms, and a full bathroom—perfect for guests, multi-generational living, or entertaining. Step outside and relax on the porch overlooking the beautifully maintained yard and picturesque countryside views. The outdoor amenities are truly exceptional, including two grain bins with exciting potential for creative repurposing and an impressive detached shop with endless possibilities. Outbuilding Features: Heated shop: 54' x 56' Attached cold storage: 54' x 65' Two grain bins ready for storage or creative conversion Whether you're looking for a hobby farm, a home-based business, storage for equipment and recreational vehicles, or simply room to spread out and enjoy country living, this property offers unmatched versatility and opportunity. Don't miss this one-of-a-kind property in the heart of beautiful Epworth, Iowa!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Epworth Elementary SchoolGrades PK-53.4 mi
9/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 3,466 sqft

Property

Details

  • Parcel number: 1335176002

Features

  • Exterior features: Other

Lot

  • Lot size: 2.55 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$325$3,900
Property Taxes $702$8,424
Electricity $258$3,102
Total$5,325$63,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,571/yr
40% on housing$159,750/yr
45% on housing$142,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 52045$195
Dubuque County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 52045$225
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$799,000
2012-03-23Sold$315,000

For Sale by Owner

AgentProperty Owner

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