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135 W Main Ave #6, Rockford, IA, 50468

12beds
6baths
7,040sqft
$190,000
$27price/sqft
$1,918/moest. monthly cost
$76,720/yrincome needed

About This Home

INVESTMENT OPPORTUNITY – Six-unit, multi-family property with a nice combination of 1-2 and 3-bedroom units, two – one stall garages and a full basement. Each unit is metered individually with Black Hills (gas) and City of Rockford (electric). The building incorporates: 6 units with a count of: 12 bedrooms and six bathrooms. The nearby metro areas are easily accessible by The Avenue of Saints – a four lane highway that connects regional areas that include Mason City/Clear Lake, Waterloo/Cedar Falls, and numerous towns in between. If you are looking to upgrade your investment portfolio, this may be one for you to consider touring!!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Membrane,Metal
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi Level
  • Property subType: Apartment

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 6

Features

  • Finished area below ground: 3,520
  • Finished area above ground: 3,520

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 7,040
  • Total interior livable area: 7,040 sqft

Property

Details

  • Parcel number: 091522700100
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 8,058 sqft
  • Features: Level
  • Lot size dimensions: 44x156 & 55x22

Parking

  • Parking features: On Street,Multiple

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$251$3,012
Property Taxes $182$2,184
Electricity $525$6,301
Total$1,918$23,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,760/yr
40% on housing$57,540/yr
45% on housing$51,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 50468$169
Floyd County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 50468
Floyd County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-01Listed for sale$190,000
2019-05-25Listing removed$425
2019-04-01Listed for rent$425
2017-09-09Listing removed$650
2017-07-10Listed for rent$650
2017-03-15Listing removed$650
2017-02-20Listed for rent$650

For Sale by Agent

AgentLori L Stewart
BrokerageStewart Realty Company

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