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209 40th St APT 2C, Union City, NJ, 07087

1beds
1baths
705sqft
$349,999
$496price/sqft
$2,550/moest. monthly cost
$102,000/yrincome needed

About This Home

Welcome to Unit 2C, a bright and inviting home in a prime Hudson County location. This well-designed residence features beautiful hardwood floors, oversized windows, and a spacious open layout that works beautifully for both everyday living and entertaining. The updated kitchen offers shaker cabinets, stainless steel appliances, and a granite breakfast bar, creating a stylish and functional space for cooking and gathering. The bedroom provides excellent natural light and ample closet space, while an oversized hallway storage closet adds valuable convenience. Additional highlights include central air, an in-unit washer and dryer, elevator access, and indoor parking. Ideally located just two blocks from direct bus service to Port Authority and close to major highways, this home offers an easy commute to New York City. Nearby parks provide skyline and city views, and you'll be minutes from shopping, dining, and neighborhood amenities. A strong opportunity for buyers seeking comfort, convenience, and rental potential in a sought-after Hudson County setting.

Getting Around

98
WalkingWalker's Paradise
89
TransitExcellent Transit
55
BikeBikeable

Schools

6/10
8/10
Union Hill Middle SchoolGrades 7-80.1 mi
3/10
Union City High SchoolGrades 9-120.8 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 705
  • Total interior livable area: 705 sqft

Property

Details

  • Other equipment: Intercom

Parking

  • Parking features: 1 Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$134$1,608
Property Taxes $454$5,448
Electricity $193$2,318
Total$2,550$30,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,428/yr
40% on housing$76,500/yr
45% on housing$68,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$424
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$349,999
2021-09-27Sold$294,900
2021-07-22Listed for sale$294,900
2021-07-20Listing removed--
2021-06-09Listed for sale$299,000
2021-05-19Listing removed$315,000
2021-05-11Listed for sale$315,000
2017-04-10Sold$285,000
2017-01-20Listed for sale$275,000

For Sale by Agent

AgentANIL NANKANI
BrokerageCORCORAN INFINITY PROPERTIES

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