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645 W 97th St, Los Angeles, CA, 90044

4beds
3baths
1,700sqft
$1,410,000
$829price/sqft
$9,243/moest. monthly cost
$369,720/yrincome needed

About This Home

645 West 97th Street is a 2020 construction home and duplex on one lot in South Los Angeles. This property presents a rare opportunity to acquire a non-rent controlled asset with all four-bedroom/three-bath units. Furthermore, the front home offers a new investor the opportunity to either owner-occupy or lease at market rate. The front home boasts a spacious 1,700-square foot floor plan with an attached two-car garage, and the rear duplex features side-by-side units with 1,561-square foot floor plans. All units feature open-concept living areas, spacious primary suites with walk-in closets, and cohesive modern finishes. Interior highlights include white shaker cabinetry, tile backsplashes, stainless steel range hoods, custom-tiled bathrooms, durable laminate flooring in common areas, and carpeting in bedrooms. All units include individual HVAC systems, in-unit laundry, and custom window coverings. The units are separately metered for all utilities, keeping owner expenses at a minimum. Located in South Los Angeles west of the 110 Freeway, the asset benefits from strong rental demand drivers, nearby schools and retail amenities, and ongoing area development.

Getting Around

72
WalkingVery Walkable
57
TransitGood Transit
71
BikeVery Bikeable

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • All Bedrooms Up,Primary Suite,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 1,700 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 6054027027
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,301 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,129$85,548
Home Insurance *$272$3,264
Property Taxes $1,444$17,328
Electricity $398$4,786
Total$9,243$110,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,902/yr
40% on housing$277,290/yr
45% on housing$246,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$829This listing

vs Other Active Listings

Avg $/sqft

ZIP 90044$357
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 90044$511
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,490,000
2026-04-07Listing removed$1,550,000
2026-02-19Price change$1,550,000
2026-01-19Listed for sale$1,650,000
2025-12-17Listing removed$1,669,000
2025-10-16Listed for sale$1,669,000
2025-04-29Listing removed$1,899,000
2025-02-14Price change$1,899,000
2024-10-30Listed for sale$1,986,000
2024-09-12Listing removed$2,099,000
2024-09-04Price change$2,099,000
2024-07-31Price change$2,199,000
2024-06-13Listed for sale$2,250,000
2020-05-05Sold$1,349,000
2019-03-19Sold$390,000
2019-02-27Pending sale$445,900
2019-01-02Price change$445,900
2018-11-25Listed for sale$459,900
2018-10-03Listing removed$459,900
2018-09-14Listed for sale$459,900
2018-06-16Listing removed$475,000
2018-04-23Price change$475,000
2018-01-19Listed for sale$435,000
2006-01-30Sold$285,000

For Sale by Agent

AgentSteven Bogoyevac
BrokerageSteven M. Bogoyevac, Broker

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