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1945 4th St APT 51, Sparks, NV, 89431

2beds
1baths
940sqft
$135,000
$144price/sqft
$957/moest. monthly cost
$38,280/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home in a well-maintained 55+ community! This ground-level unit offers comfortable, low-maintenance living with a single-car garage and easy access to a beautifully kept courtyard perfect for relaxing outdoors. Conveniently located in Sparks, this home is just minutes from shopping, dining, and Downtown Sparks, where you can enjoy year-round events such as live concerts, the Nugget Rib Cook-Off, Hot August Nights, and more. A wonderful opportunity to enjoy a peaceful community setting while staying close to all the excitement Sparks has to offer!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
2/10
Sparks High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Master Downstairs
  • Window features: Blinds,Double Pane Windows,Metal Frames
  • Flooring: Carpet,Luxury Vinyl
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Property

Details

  • Parcel number: 02831007
  • Zoning: MF-4

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Spa features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 3.51 Acres
  • Features: Landscaped,Level,Sprinklers In Front

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Alley Access,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance $32$384
Property Taxes $51$612
Electricity $192$2,306
Total$957$11,484

Income You'd Need if You Spent...

35% on housing$32,811/yr
40% on housing$28,710/yr
45% on housing$25,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 89431$189
Washoe County$407

vs Homes Sold Last Month

Median $/sqft

ZIP 89431$321
Washoe County$314

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-09Listed for sale$135,000
2017-03-22Sold$57,000
2016-11-22Listed for sale$60,000

For Sale by Agent

AgentAshley Evans
BrokerageDickson Realty - Sparks

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