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1110 Vine St, Missoula, MT, 59802

5beds
4baths
4,988sqft
$999,000
$200price/sqft
$6,359/moest. monthly cost
$254,360/yrincome needed

About This Home

Located in the historic Lower Rattlesnake neighborhood, 1110 and 1116 Vine Street offer a rare opportunity for an owner-occupant seeking a primary residence with built-in flexibility. A buyer may choose to live on site while leasing the additional units, allowing rental income to help supplement monthly loan payments, without relying solely on the property as a traditional investment. Offered together, these adjacent properties provide options that are increasingly difficult to find in close-in neighborhoods, combining livability, adaptability, and long-term potential. 1110 Vine St is a multi-level residence currently configured as three apartments, totaling approximately 3,420± square feet. Unit #1 is a 470± square foot upstairs apartment with one bedroom and one bathroom. Unit #2 is a 1,316± square foot main-level apartment featuring one bedroom, one bathroom, a living area, and washer/dryer hookups. Unit #3 spans the main level and second floor and offers approximately 1,636± square feet with two bedrooms, one bathroom, a living room, dining area, and washer/dryer hookups. Interior and exterior paint were completed in 2024, along with several window replacements. The current configuration provides flexibility that may be maintained or adapted over time to suit a buyer’s residential goals. 1116 Vine St is a single-family residence of approximately 1,000± square feet and is ready for renovation. It presents an opportunity to add value through improvements and may provide additional rental income or flexible living space depending on a buyer’s needs and vision. The combined offering includes two garages and alley access, adding practical utility. The properties are currently configured as multiple residences and may offer future reconfiguration possibilities, subject to buyer verification and applicable approvals. Located just minutes from downtown Missoula, the University of Montana, Greenough Park, the Rattlesnake trail system, and the Eastgate Center, this offering combines neighborhood character with proximity to recreation, services, and daily amenities. Opportunities to acquire adjacent properties with this level of versatility in the Lower Rattlesnake are limited.

Getting Around

48
WalkingCar-Dependent
41
TransitSome Transit
51
BikeBikeable

Schools

8/10
7/10
Washington Middle SchoolGrades 6-81.9 mi
6/10
Hellgate High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 4,988 sqft

Property

Details

  • Parcel number: 04220022106020000
  • Zoning: Residential
  • Zoning description: R5.4
  • Special condition: Standard

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather
Avalanche
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance $297$3,564
Property Taxes $669$8,028
Electricity $342$4,110
Total$6,359$76,308

Income You'd Need if You Spent...

35% on housing$218,022/yr
40% on housing$190,770/yr
45% on housing$169,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 59802$218
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59802$326
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$999,000
2026-02-15Listing removed$999,000
2026-01-23Listed for sale$999,000
2026-01-10Listing removed$699,000
2025-12-05Price change$949,000
2025-12-05Price change$699,000
2025-11-18Price change$999,000
2025-11-18Price change$729,000
2025-08-20Price change$749,000
2025-07-21Listed for sale$799,000
2025-02-02Listing removed$949,000
2024-10-10Listed for sale$949,000
2024-06-28Listing removed--
2024-03-06Listed for sale$769,000

For Sale by Agent

AgentCurtis Strohl
BrokerageEagen Real Estate

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