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103 Long Rd, Interlachen, FL, 32148

3beds
2baths
1,112sqft
$235,000
$211price/sqft
$1,754/moest. monthly cost
$70,160/yrincome needed

About This Home

Looking for a brand NEW construction home with no HOA at an affordable price? You’ve found it! This spectacular 3-bedroom, 2-bathroom home is ideally located from downtown Palatka, where you’ll enjoy delicious local dining, charming shops, and more. Step inside to find an abundance of natural light, durable luxury vinyl plank flooring throughout, and a thoughtfully designed open-concept layout perfect for entertaining or relaxing with loved ones. The kitchen is as functional as it is stylish, featuring a modern appliance package, shaker-style cabinetry, and sleek black granite countertops. Just off the kitchen, a cozy dining area - ideal for memorable family dinners. The spacious primary bedroom offers an en-suite bath with a beautifully tiled walk-in shower. On the opposite side of the home, two additional bedrooms provide flexibility for guests, a home office, or growing families. Out back, enjoy a nearly quarter-acre lot with no direct rear neighbors - offering the privacy and space that’s hard to find at this price point. If you’ve been searching for new construction without the restrictions of an HOA, this is an opportunity you do not want to miss. Give us a call today for a private showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
3/10
Interlachen High SchoolGrades 7-122.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: JR CONSTRUCTION GROUP, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,589
  • Total interior livable area: 1,112 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 121024408107200130
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Lighting
  • Residential vegetation: Wooded

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 75 x 125

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$244$2,928
Property Taxes $125$1,500
Electricity $197$2,366
Total$1,754$21,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,137/yr
40% on housing$52,620/yr
45% on housing$46,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 32148$91
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32148$162
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$235,000
2026-03-19Listing removed$235,000
2026-03-01Price change$235,000
2026-02-26Listed for sale$265,000
2026-01-10Listing removed$265,000
2026-01-06Listed for sale$265,000
2025-12-02Listing removed$260,000
2025-09-16Listed for sale$260,000
2019-01-01Listing removed$2,000
2017-12-19Listed for sale$2,000
2017-11-01Listing removed$2,000
2016-11-10Listed for sale$2,000

New Construction

AgentJonathan Mills
BrokerageKELLER WILLIAMS GAINESVILLE REALTY PARTNERS

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