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1282 Beach Blvd APT 201, Biloxi, MS, 39530

3beds
2baths
1,700sqft
$329,777
$194price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

PRICED BELOW MARKET VALUE - 1700SF 3B/2B - Owner WILL Finance with acceptable downpayment - EASY land Contract TERMS - LOWEST Hoa Fees on the Beach ($371 mo includes Fiber Optics Cable and MORE) - Your PRIVATE Huge Balcony overlooking the GULF of AMERICA - Nestled Among Old Oaks - Oversized "Rain" - Multi-jet Tiled Shower in the master- EXTRA Bonus with a Bigger than LARGE Walk- in Closet - Granite Everywhere - Top Notch Appliances - 2 Access French Doors to YOUR Balcony ----TONS of Storage - - Sold Furnished or Unfurnished your CHOICE--- CYPRESS COVE COMMUNITY is a rare Investment location with wonderful ROI if you decide to rent your Property part of the YEAR. 5 Minutes to Casinos, Shopping, Grocery, We would LOVE to Hand the KEYS to you at Closing and Welcome you to the Community. ---Call for details. Onsite Management - - TOO MUCH Space - we have a 2 Bedroom (UNIT 123 )on the 1st Floor also available - at a favorable Price too! Both Can BE Purchased or RENTED - OPEN to a PACKAGE DEAL!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
8/10
9/10
Biloxi High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Aluminum
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Granite Counters,High Speed Internet
  • Flooring: Vinyl,Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 1310j04119.201
  • Zoning description: CBD-I Beach Commercial

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Terrace
  • Exterior features: Courtyard,Outdoor Grill,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Gulf Front,Ocean Access,Ocean Front,Waterfront

Lot

  • Lot size: 435.60 sqft
  • Features: City Lot
  • Lot size dimensions: 1700

Parking

  • Total spaces: 2
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,667$20,004
Home Insurance *$526$6,312
Property Taxes $162$1,944
Electricity $192$2,304
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 39530$139
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39530$113
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$329,777
2025-11-24Sold--
2025-09-20Pending sale$308,000
2025-09-20Listed for sale$308,000
2025-09-19Pending sale$308,000
2025-09-13Price change$308,000
2025-03-11Price change$319,800
2025-02-24Price change$324,800
2024-09-21Price change$328,800
2024-08-26Listed for sale$348,800
2024-08-11Listing removed--
2024-06-25Price change$388,000
2024-05-02Listed for sale$368,000
2024-04-30Listing removed--
2023-08-17Price change$368,000
2023-08-15Listed for sale$388,000
2021-05-20Sold--
2021-01-14Listing removed$259,000
2020-12-09Listed for sale$259,000
2019-09-30Listing removed$279,000
2018-09-28Listed for sale$279,000
2017-10-18Listing removed$279,000
2016-10-20Listed for sale$279,000

For Sale by Agent

AgentPatricia Hespel Salvato
BrokerageTraditions 21-A Real Estate Co LLC

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