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401 20th Pl, Bradenton Beach, FL, 34217

7beds
8baths
2,646sqft
$3,100,000
$1,172price/sqft
$20,986/moest. monthly cost
$839,440/yrincome needed

About This Home

Welcome to your coastal paradise in beautiful Bradenton Beach! "Hidden Treasure" is a stunning 7-bedroom, 7½-bath luxury home that offers the ultimate in island living — perfectly situated on a serene canal with direct boating access to the Intracoastal Waterway and the Gulf of Mexico. Designed for comfort, entertaining, and unforgettable sunsets, this spacious multi-level home features an open-concept living area with high ceilings, elegant finishes, and breathtaking water views. The gourmet kitchen is a chef’s dream — complete with quartz countertops, premium stainless steel appliances, and an oversized island ideal for gathering. Each bedroom offers an en suite bath, providing privacy and comfort for guests or extended family. Outdoors, enjoy a heated saltwater pool and spa and multiple covered patios. This home perfectly blends luxury, location, and lifestyle. Hidden Treasure has been a successful rental for years. With its close proximity to the beautiful beaches of Anna Maria Island and being directly on a saltwater canal it truly is a slice of heaven on Earth. *Bonus* A 2024 6 seater golf cart is included in the sale.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
4/10
2/10
Bayshore High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Concrete,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Ice Maker,Microwave,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: Second

Bathroom2

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Family Room

  • Level: Second

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors,Outdoor Grill,Outdoor Shower
  • Window features: Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,224
  • Total interior livable area: 2,646 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 7425200059
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated,In Ground,Salt Water
  • Exterior features: Balcony,Lighting,Outdoor Grill,Outdoor Shower
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Seawall

Lot

  • Lot size: 5,001 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,675$188,100
Home Insurance *$3,082$36,984
Property Taxes $1,963$23,556
Electricity $266$3,195
Total$20,986$251,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$719,520/yr
40% on housing$629,580/yr
45% on housing$559,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,172This listing

vs Other Active Listings

Avg $/sqft

ZIP 34217$753
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34217$831
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-14Price change$3,100,000
2025-11-07Listed for sale$3,175,000
2025-08-17Listing removed$3,190,000
2025-05-08Price change$3,190,000
2025-04-06Price change$3,290,000
2025-04-05Price change$3,390,000
2025-03-01Listed for sale$3,490,000
2024-07-17Listing removed$2,500,000
2024-04-01Listing removed--
2023-02-07Price change$3,745,000
2022-10-21Listed for sale$3,895,000
2022-09-24Listing removed--
2022-08-07Price change$3,999,000
2022-06-23Listed for sale$4,175,000
2021-07-16Sold$2,425,000
2021-06-15Pending sale$2,500,000
2021-05-27Price change$2,500,000
2021-05-24Price change$2,575,000
2021-05-06Price change$2,650,000
2021-04-13Listed for sale$2,675,000
2021-01-29Listing removed$2,295,000
2021-01-12Listed for sale$1,893,500
2017-07-13Listing removed$299,000
2017-06-27Price change$299,000
2017-06-12Listed for sale$375,000

For Sale by Agent

AgentSean Sabbia
BrokerageRE/MAX ALLIANCE GROUP

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