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1950 OREGON TRAIL #1A, Englewood, FL, 34224

3beds
2baths
1,397sqft
$459,000
$329price/sqft
$3,267/moest. monthly cost
$130,680/yrincome needed

About This Home

FURNISHED and move-in ready! Discover one of Charlotte County's best-kept waterfront secrets in the highly sought-after Village at Oyster Creek. This beautifully maintained 3-bedroom, 2-bath multi-level townhome offers the perfect blend of comfort, convenience, and Florida coastal living. The ground level features an oversized 1-car garage, ample storage, and a versatile bonus room ideal for a home office, fitness room, media room, or hobby space. A private elevator provides effortless access to every level of the home. The second floor showcases an open-concept living and dining area with tile flooring, abundant natural light, and an updated kitchen featuring KitchenAid and LG stainless steel appliances. A spacious guest bedroom, full bath, and screened balcony overlooking the community pool create the perfect setting for relaxing or entertaining. The third level offers a generous primary suite with peaceful water views, an additional guest bedroom, a flexible sitting area or office, and a well-appointed full bath. Just steps from your door, enjoy the scenic boardwalk leading to the heated community pool. Boating enthusiasts will appreciate the community boat dock and available boat slips with direct access to the Intracoastal Waterway and no bridges, making days on the water effortless. Whether you're fishing, boating, or simply enjoying the coastal lifestyle, this community delivers. Ideally located just minutes from Englewood Beach, Boca Grande, golf courses, waterfront dining, shopping, and everyday conveniences, this turnkey waterfront retreat is perfect as a full-time residence, seasonal getaway, or investment opportunity. Schedule your private showing today and experience the very best of Southwest Florida living.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
7/10
5/10
Lemon Bay High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 172.28
  • Dimensions: 14.6x11.8

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 110.231
  • Dimensions: 12.1x9.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 79.971
  • Dimensions: 6.1x13.11

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,397
  • Total interior livable area: 1,397 sqft

Kitchen

  • Level: Second
  • Area: 136.22
  • Dimensions: 13.9x9.8

Living Room

  • Level: Second
  • Area: 163.875
  • Dimensions: 12.5x13.11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 409.035
  • Dimensions: 18.5x22.11

Property

Details

  • Parcel number: 412008727008
  • Zoning: RMF12
  • Special condition: None

Features

  • Levels: Multi/Split
  • Pool features: Gunite
  • Exterior features: Other
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Waterfront,Saltwater Canal Access

Lot

  • Lot size: 877 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$429$5,148
Property Taxes $321$3,852
Electricity $197$2,366
Total$3,267$39,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,011/yr
40% on housing$98,010/yr
45% on housing$87,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 34224$169
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 34224$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$459,000
2024-02-26Listing removed$375,000
2021-12-14Listing removed--
2021-11-23Pending sale$375,000
2021-11-18Listed for sale$375,000
2018-04-09Sold$253,000
2018-03-04Pending sale$274,000
2018-02-10Price change$274,000
2018-01-23Price change$284,000
2017-12-05Listed for sale$289,000
2015-04-24Sold$225,000

For Sale by Agent

AgentDanielle Dietrich, PA
BrokerageCOLDWELL BANKER REALTY

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