21 W Bell Ave, Chattanooga, TN, 37405
About This Home
Bring your vision to life with this one-of-a-kind opportunity located on a prime parcel in the heart of a rapidly growing area! Rich in history and formerly used as a church, this distinctive property is ready for its next chapter. Major improvements have already been completed, including structural reinforcement, a new roof, new windows, and a complete interior taken down to the studs providing the perfect blank canvas for your custom build-out. The sale also includes the adjoining corner lot at 29 W. Bell Ave. (will not divide), offering additional space and flexibility for your plans. With transitional zoning and incredible potential, this is a rare chance to transform a historic property into something truly extraordinary. Whether you're an investor, developer, or visionary, the opportunities here are endless.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Mixed Use
Interior
Appliances
- Appliances included: None
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- See Remarks
- Window features: ENERGY STAR Qualified Windows
- Flooring: See Remarks
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 3,162
- Total interior livable area: 3,162 sqft
Property
Details
- Parcel number: 135d A 039
- Special condition: Personal Interest
- Other equipment: None
Features
- Pool features: None
- Patio & porch: None
- Exterior features: None
- Fencing: None
Lot
- Lot size: 0.39 Acres
- Features: Corner Lot
- Lot size dimensions: 82 x 100 & 100 x 86
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $439 | $5,268 |
| Electricity | $256 | $3,082 |
| Total | $5,209 | $62,508 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $850,000 |
| 2018-01-16 | Sold | $239,900 |
| 2016-10-16 | Listing removed | $225,000 |
| 2016-09-23 | Listed for sale | $225,000 |
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