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815 W Main St, Lead, SD, 57754

1beds
1baths
3,082sqft
$315,000
$102price/sqft
$2,186/moest. monthly cost
$87,440/yrincome needed

About This Home

Great opportunity to own a multi-use building on Main Street in Lead. The lower level includes a spacious 1 bed, 1 bath apartment with private entrance from Julius Street and dedicated parking. Strong demand for residential and commercial space makes this ideal for rental income or owner-occupancy. With high-visibility frontage and excellent signage potential. Property offerson- and off-street parking for owners and clients. The main level features an updated professional space with 4 offices and a welcomingreception area. Additional income potential with unfinished upper level. Some business personal property available. Contact TJ Larson, eXp Realty, (605) 580-1267 for more information.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 3,082
  • Total interior livable area: 3,082 sqft

Property

Features

  • Patio & porch: Porch Covered

Lot

  • Lot size: 3,484 sqft
  • Features: Rock

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Strong Wind
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $157$1,884
Property Taxes $202$2,424
Electricity $235$2,825
Total$2,186$26,232

Income You'd Need if You Spent...

35% on housing$74,948/yr
40% on housing$65,580/yr
45% on housing$58,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 57754$266
Lawrence County$299

vs Homes Sold Last Month

Median $/sqft

ZIP 57754$310
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$315,000
2024-04-13Listing removed--
2024-03-22Listed for rent$500
2024-03-05Listing removed--
2024-01-22Listed for rent$500
2017-11-01Listing removed$147,500
2017-07-25Listed for sale$147,500
2016-12-15Listing removed$175,000
2016-09-19Listed for sale$175,000

For Sale by Agent

AgentTJ Larson
BrokerageeXp Realty Lead

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