10123 NE 120th St, Elgin, OK, 73538
About This Home
Bring Your Horses! Rare opportunity to own a 17-acre (MOL) renovated homestead with breathtaking mountain vistas. This 5-bed, 3-bath farmhouse is a dream for those seeking self-sufficiency without sacrificing style. Equestrian-ready, the property features a dedicated tack room, ample space for a future arena or round pen, and a massive carport (installed just a few years ago) for your truck, boat, or RV. Beyond the livestock setup, enjoy a detached garage/workshop with a decked attic for ultimate storage. Inside, high-end updates include granite surfaces, geothermal heating, and spray foam insulation. Whether relaxing by the wood-burning fireplace or working your land, this Elgin gem (MLS #170913) is the ultimate retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated
- Year built: 2003
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric,Cooktop,Oven,Dishwasher,Electric Water Heater
- Laundry features: Washer Hookup,Dryer Hookup,Utility Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Features
- Kitchen Island,Walk-In Closet(s),Granite Counters,Two Living Areas
- Flooring: Vinyl,Carpet
- Fireplace features: Wood Burning
- Fireplace: Yes
- Attic: Floored
Heating & Cooling
- Heating features: Fireplace(s),Central,Electric,Geothermal
- Cooling features: Central-Electric
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Kitchen
- Features: Kitchen/Dining
Property
Details
- Parcel number: 099972094000100005
- Exclusions: Cattle Panels,hot tub.
Features
- Levels: Two
- Patio & porch: Enclosed,Open Patio,Covered Deck
- Fencing: Wire
Lot
- Lot size: 16.54 Acres
Parking
- Total spaces: 5
- Parking features: Auto Garage Door Opener,Garage Door Opener,RV Access/Parking,3 Car Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 5
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
- Drought
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Comanche County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,882 | $34,584 |
| Home Insurance | $530 | $6,360 |
| Property Taxes | $322 | $3,864 |
| Electricity | $200 | $2,410 |
| Total | $3,934 | $47,208 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $589,900 |
| 2021-09-30 | Sold | $290,000 |
| 2021-08-17 | Listed for sale | $350,000 |
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