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28088 Barn Ct, Carmel, CA, 93923

3beds
4baths
2,571sqft
$1,999,000
$778price/sqft
$12,088/moest. monthly cost
$483,520/yrincome needed

About This Home

Nestled at the end of a quiet cul-de-sac within the prestigious community of Carmel Valley Ranch, this beautifully remodeled 3-bedroom with 3 full en suite baths plus 1 half bath residence offers privacy, comfort, and effortless indoor-outdoor living. As a desirable stand-alone unit, the home enjoys exceptional tranquility, enhanced by the soothing sounds of the nearby Carmel River. Recently refreshed and thoughtfully updated throughout, the home features an expansive, larger-than-average kitchen that seamlessly flows into an inviting family room perfect for entertaining or relaxed everyday living. Two fireplaces create warm gathering spaces, while oversized upstairs bedrooms provide generous comfort for family and guests alike. Newly constructed decks extend the living space outdoors, ideal for enjoying Carmel Valley's sunshine and peaceful natural surroundings. A two-car garage adds convenience and storage, completing the home's functional appeal. Ideally positioned just a short walk from the golf course and fitness center, this residence captures the best of Carmel Valley Ranch living combining resort-style amenities with the serenity of a private retreat.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
7/10
Carmel Middle SchoolGrades 6-85.9 mi
10/10
Carmel High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Concrete Perimeter
  • Roof: Slate

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: None
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,571
  • Total interior livable area: 2,571 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 416541052000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community
  • Exterior features: Back Yard,Fenced,Courtyard
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 2,479 sqft
  • Features: Hillside

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Earthquake

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$380$4,560
Property Taxes $1,049$12,588
Electricity $551$6,615
Total$12,088$145,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$414,445/yr
40% on housing$362,640/yr
45% on housing$322,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$778This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,183
Monterey County$769

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$1,999,000
2026-06-24Price change$2,099,000
2026-05-27Listed for sale$2,199,000
2020-08-21Sold$1,036,000
2020-07-04Pending sale$1,059,000
2020-04-30Price change$1,059,000
2020-02-09Listed for sale$1,079,000
2017-07-11Listing removed$1,175,000
2017-07-08Price change$1,175,000
2016-10-05Price change$1,195,000
2016-08-22Listed for sale$1,249,000

For Sale by Agent

AgentBen Zoller
BrokerageCarmel Realty Company

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