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1328 Kater St, Philadelphia, PA, 19147

4beds
6baths
4,467sqft
$1,750,000
$392price/sqft
$11,081/moest. monthly cost
$443,240/yrincome needed

About This Home

1328 Kater Street is an exceptional, expansive luxury townhome — a rare opportunity to own a home of this scale, design, and finish, with 3 years remaining on the tax abatement. Beautifully decorated and impeccably presented, the home delivers an immediate wow factor from the moment you step inside. Generous proportions, soaring ceilings, and wide plank wood floors create an open, airy feel throughout, while thoughtful architectural design and curated finishes give every space a polished, elevated look. An in-home elevator provides seamless access to every level, adding both convenience and long-term livability. The home offers 4 bedrooms, 3 full baths, and 3 half baths, with incredible flexibility across every level. The chef’s kitchen is a true standout, featuring Wolf and Sub-Zero appliances, handcrafted cabinetry, a stunning backsplash, and statement lighting that anchors the space. An elegant fireplace warms the main living area, while electric blinds from Allure are installed throughout, adding both convenience and a clean, modern finish. The home is also equipped with a Russound whole-home audio system, with built-in speakers throughout — including the primary bedroom and bath — creating a seamless, elevated sound experience across multiple levels. Outdoor living is just as impressive. Multiple outdoor spaces include beautifully planted decks, a charming terrace off the main living area with a grill, and a spectacular upper deck with a retractable pergola — all coming together to create a private, resort-like setting ideal for both relaxing and entertaining. A flexible entry-level living space with a half bath and large window overlooking the serene street is ideal for a home office, lounge, or additional living area. The primary suite is a true retreat, complete with two custom walk-in closets, incredible natural light, and a spa-like bath featuring a soaking tub, oversized glass shower, and Waterworks fixtures. Two additional large bedrooms offer generous space and flexibility, while closet space throughout the home is extensive and thoughtfully built out. The top floor adds even more versatility with a bonus den, wet bar, and fireplace — an ideal space for entertaining or unwinding. A massive finished basement offers incredible additional living space, easily accommodating a home gym, playroom, or even a fourth bedroom. The rear portion has been thoughtfully prepared as an entertainment or theater-style media room with built in speakers and an audio system. With a full bathroom featuring a walk-in shower and ample storage throughout, the space also functions seamlessly as a guest suite, private retreat, or flexible living area. A two-car garage and gated parking within a central courtyard complete the home with unmatched convenience. Set on a peaceful, tree-lined street in a private enclave that feels tucked away yet is just steps from neighborhood favorites, this home offers the best of both worlds — quiet, refined living with easy access to everything. Homes of this size, finish, and quality rarely become available — a truly special opportunity. A major transformation is set to begin on South Broad Street later this month, marking the start of a 10-year, $150 million greening initiative that will introduce more trees, expanded green space, and a refreshed streetscape to one of Philly’s most iconic corridors.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
90
BikeBiker's Paradise

Schools

6/10
3/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bathrooms: 6
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,467

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,467
  • Total interior livable area: 4,467 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 023185105
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 1,155 sqft
  • Lot size dimensions: 19.00 x 60.00

Parking

  • Total spaces: 2
  • Parking features: Covered,Inside Entrance,Shared Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$504$6,048
Property Taxes $1,239$14,868
Electricity $490$5,881
Total$11,081$132,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,920/yr
40% on housing$332,430/yr
45% on housing$295,493/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 19147$281
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19147$579
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$1,895,000
2026-04-06Listed for sale$1,999,000
2019-11-27Sold$1,650,000
2019-07-11Listing removed$1,750,000
2019-03-15Listed for sale$1,750,000
2019-03-05Listing removed$6,900
2019-02-28Listed for rent$6,900

For Sale by Agent

AgentLauren Acker Kratz, KW Empower, Listing Team: The Mike Mccann Team
BrokerageKW Empower

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