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231 Dune Road #905, Westhampton Beach, NY, 11978

1beds
1baths
500sqft
$729,000
$1,458price/sqft
$5,152/moest. monthly cost
$206,080/yrincome needed

About This Home

Discover this beautifully renovated waterfront co-op in the exclusive, private section building of The Ocean Resort at Bath & Tennis, the only full-service resort marina in Westhampton Beach. This chic, cozy, double unit with Living room, loft, cathedral ceiling with skylight, gallery kitchen, bedroom, and bathroom. Amenities of complex included for up to 10. This is an excellent investment opportunity for ownership/rental possibilities! **Resort Highlights:** - Private Beach Access: Enjoy 500 feet of pristine ocean beach with attentive staff providing towels, chairs, and umbrellas. - Saltwater Pools: Relax by the 30x75 heated T-shaped pool (3'-10' deep) complete with a poolside bar. - Marina Facilities: 51 slips for seasonal or transient docking, with jet boat and jet ski ramps, operating from May 1 to October 15. - Recreation & Wellness: Five tennis courts, a state-of-the-art gym, and a spa/salon for ultimate relaxation. - Dining & Convenience: On-site restaurant and tiki snack bar, plus a business center with computer, printer, copier, & fax services. Wi-Fi throughout the resort. - Additional Services: Self-service laundry, optional laundry and housekeeping services, and a complimentary shuttle to Westhampton Beach Village. - Event & Parking Options: Perfect for special events and meetings, with parking and valet services for guests. Located steps from Main Street and nestled along Dune Road, this large resort offers the ultimate blend of luxury and convenience. Don’t miss your chance to own a piece of this premier waterfront destination!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Cathedral Ceiling(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: First

Property

Details

  • Parcel number: 0902016000300031013
  • Special condition: None

Features

  • Pool features: In Ground
  • Has view: Yes
  • View description: Bridge(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Waterfront

Lot

  • Lot size: 29.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$236$2,832
Property Taxes $984$11,808
Electricity $246$2,954
Total$5,152$61,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,640/yr
40% on housing$154,560/yr
45% on housing$137,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,458This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,121
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Price change$729,000
2025-09-14Listed for sale$749,000
2017-03-01Listing removed$429,000
2016-08-15Listed for sale$429,000

For Sale by Agent

AgentLisa M. Semeraro
BrokerageKerrigan Country Realty

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