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661 Peralta Ave APT 3, San Francisco, CA, 94110

1beds
1baths
0sqft
$655,000
--price/sqft
$4,209/moest. monthly cost
$168,360/yrincome needed

About This Home

Located at the summit of Bernal Heights, this top-floor end TIC unit offers exceptional natural light and unobstructed bay views from your exclusive-use balcony. The home features stainless steel appliances, modern fixtures, and freshly painted kitchen cabinets, with a smart layout including a bright living/dining area, spacious bedroom, full bath, two closets, and a welcoming foyer. Enjoy deeded 1-car parking, two storage areas, shared laundry, and access to a shared garden with seating and a BBQ. The building has recently undergone major HOA upgrades. Located steps from Cortland Avenue, Bernal Heights Park, Holly Park, and Precita Park, with easy freeway access. This home home is a perfect urban retreat with a balanced blend of convenience and calm.

Getting Around

88
WalkingVery Walkable
73
TransitExcellent Transit
67
BikeBikeable

Schools

Construction

Condition

  • Property condition: Existing
  • Year built: 1960

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Tenancy in Common

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Dishwasher, Disposal, Gas Range/Cooktop, Microwave, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 5637 031
  • Special condition: Offer As Is

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden
  • Has view: Yes
  • View description: Bay,Water,Bridge(s)
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 1
  • Parking features: Enclosed
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$106$1,272
Property Taxes $393$4,716
Electricity $398$4,786
Total$4,209$50,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,308/yr
40% on housing$126,270/yr
45% on housing$112,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$643
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$655,000
2026-04-08Price change$655,000
2026-03-10Price change$675,000
2026-02-09Price change$694,000
2025-12-05Listed for sale$699,000
2022-07-29Sold$699,000
2022-07-05Pending sale$699,000
2022-06-25Listed for sale$699,000
2016-10-13Sold$520,000
2016-08-30Pending sale$475,000
2016-08-11Listed for sale$475,000

For Sale by Agent

AgentFrancis Cunningham
BrokerageSunnyHill Realty Inc

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